初級(jí)口語教程(MP3附字幕) Part58:At the Bank在銀行

字號(hào):

[00:00.00]58 At the Bank
    [00:02.85]58 在銀行
    [00:05.69]I'd like to open an account.
    [00:08.78]我想開立個(gè)賬戶
    [00:11.86]A:May I help you,sir?
    [00:13.64]A:先生,我能幫您忙嗎?
    [00:15.41]B:I'd like to open an account,
    [00:17.33]B:我想開個(gè)賬戶.
    [00:19.25]A:What kind of account do you like to open?
    [00:21.47]A:您想開什么類型的賬戶?
    [00:23.69]B:I'd like to open a savings account.
    [00:25.72]B:儲(chǔ)蓄賬戶.
    [00:27.74]You may choose one from....
    [00:32.01]您可以從....中選擇一種.
    [00:36.28]A:Would you please tell me something about time deposits?
    [00:39.22]A:您能給我介紹一下定期存款嗎?
    [00:42.16]It's my pleasure.
    [00:43.83]B:我很愿意,
    [00:45.51]We offer Time Certificates of Deposit of three,six,twelve-month or three-year maturity.
    [00:50.13]我們的定期存款有三個(gè)月、六個(gè)月、十二個(gè)月和三年的
    [00:54.75]You may choose one from those.
    [00:56.78]您可以從中選擇一種.
    [00:58.80]A:Thank you.I'd like to deposit $500 for six months.
    [01:02.03]A:多謝了,我想存500美元,存六個(gè)月.
    [01:05.25]Can I renew the certificate on maturity?
    [01:09.34]到期我可以續(xù)存嗎?
    [01:13.43]A:Excuse me, my CD(Certifi-cate of Deposit) matures today.
    [01:16.46]A:我的定期存款今天到期,
    [01:19.49]Can I renew the certificate on maturity?
    [01:21.62]我可以續(xù)存嗎?
    [01:23.75]B:Yeah,certainly. You must decide what maturity you wish again.
    [01:26.92]B:當(dāng)然可以,您得決定存多長時(shí)間.
    [01:30.10]A:I'd like to deposit it for another three years.
    [01:32.58]A:我想再存三年.
    [01:35.06]What maturities are the most popular?
    [01:39.44]哪一種存款期限歡迎呢?
    [01:43.81]A:Does the interest rate depend on how long you keep the certificate?
    [01:46.84]A:利率的高低是否取決于存款時(shí)間呢?
    [01:49.87]B:Yes,that's right.
    [01:51.65]B:是的,您說得對(duì),
    [01:53.42]Certificates with the longer maturities bear a higher rate of return.
    [01:56.60]期限長的存款利息就多些.
    [01:59.77]A:What maturities are the most popular?
    [02:02.00]A:哪一種存款期限歡迎?
    [02:04.24]I think most customers will invest for the one year term.
    [02:07.20]B:我想大多婁顧客都會(huì)選擇一年期存款.
    [02:10.17]The interest rate for time deposits is much higher than regular savings accounts
    [02:16.39]定期存款的利率比一般的儲(chǔ)蓄存款的利率要高得多
    [02:22.60]I understand Time Certificate of Deposit pays a higher rate of interest than regular deposits do.
    [02:27.13]A:據(jù)說定期存款的利率比一般存款高.
    [02:31.67]B:That's right.
    [02:33.20]B:對(duì),
    [02:34.72]The interest rate for time deposits is much higher than regular savings account,too.
    [02:38.05]定期存款的利率比一般的儲(chǔ)蓄存款利率要高得多
    [02:41.38]A:Thank you for your information.B:It's my pleasure.
    [02:44.11]謝謝您告訴我這些情況.B:不謝.
    [02:46.84]You shouldn't withdraw your funds before maturity date.
    [02:51.53]您不該在到期日前提取存款.
    [02:56.22]A:What can I do for you?
    [02:58.14]A:請(qǐng)問你有什么事?
    [03:00.06]B:I have a time deposit here.But it'll mature two months later.
    [03:03.14]我這兒有張定期存款單,兩個(gè)月以后到期.
    [03:06.23]I need the money for an emergency. Can I get it out now?
    [03:09.36]可我有事急需這筆錢,能現(xiàn)在取款嗎?
    [03:12.50]A:You shouldn't withdraw your funds before maturity date.
    [03:15.37]A:您不該在到期日之前取款,
    [03:18.24]If you do,you can not receive the stated interest.
    [03:20.97]否則就不能獲得原定的利息了.
    [03:23.70]Can you cash this check for me?
    [03:27.33]你可以為我兌現(xiàn)這張支票嗎?
    [03:30.96]A:What can I do for you?
    [03:32.79]A:我能為你做點(diǎn)什么?
    [03:34.62]B:Can you cash this check for me?
    [03:36.70]B:您可以為我兌現(xiàn)這張支票嗎?
    [03:38.78]A:May I ask what you need so much cash for?
    [03:41.00]A:請(qǐng)問你怎么需要這么多現(xiàn)金?
    [03:43.22]Yes,I what to make a purchase,and it has to be paid for in cash.
    [03:46.65]B:噢,我要做一筆大買,需現(xiàn)金支付.
    [03:50.09]Where can I exchange my dollars for pounds?
    [03:54.57]在哪兒可以將美元換成英鎊?
    [03:59.05]A:Excuse me,do you exchange foreign monies?
    [04:01.71]A:請(qǐng)問你們兌換外幣嗎?
    [04:04.38]B:Sorry,we don't deal in foreign currency.
    [04:06.79]B:對(duì)不起,我們不經(jīng)營外幣.
    [04:09.21]A:Can you tell me where I can exchange my dollars for pounds?
    [04:11.92]您能告訴我在哪兒可以將美元換成英鎊嗎?
    [04:14.64]B:You can do it at City Bank.
    [04:16.71]B:在花旗銀行.
    [04:18.77]What's the exchange rate today?
    [04:22.35]今天的匯率是多少?
    [04:25.93]A:I'd like to exchange some US dollars for RMB.
    [04:28.75]A:我想將美元兌換成人民幣.
    [04:31.57]B:What's the amount you'd like to exchange?
    [04:33.79]B:您想換多少?
    [04:36.01]A:I'd like to exchangse $100. What's the exchange rate today?
    [04:39.29]我想兌換100美元.今天的匯率是多少?
    [04:42.57]B:Today's rate for cash purchases is 865.99
    [04:46.34]今天的現(xiàn)鈔買入價(jià)是865.99元
    [04:50.12]Renminbi yuan for 100(one hundred) US dollars in notes.
    [04:53.09]人民幣兌換100美元.
    [04:56.07]I'd like to convert the unused RMB back into US dollars.
    [05:01.84]我想把沒用完的人民幣換成美元.
    [05:07.62]A:It's very difficult to exchange foreign currencies at the airport,
    [05:10.86]A:在機(jī)場兌換外幣十分困難,
    [05:14.10]so now I'd like to convert the unused RMB back into US dollars.
    [05:17.43]所以我想在這兒把沒用完的人民幣兌換成美元
    [05:20.76]B:Please fill in the exchange menu as the clerk tells you.
    [05:23.58]B:請(qǐng)按這位職員說的填寫外匯兌換單.
    [05:26.40]A:Thank you.
    [05:27.88]A:多謝了.
    [05:29.35]What are you going to convert, bank notes or traveler's checks?
    [05:35.09]你要兌換什么,是現(xiàn)鈔還是旅行支票?
    [05:40.82]A:I understand that foreign money can be converted at this bank.
    [05:43.80]A:我知道這家銀行可以兌換外幣.
    [05:46.78]That's right.What are you going to convert,bank notes or traveler's check?
    [05:50.20]對(duì).您想兌換什么,是現(xiàn)鈔還是旅行支票?
    [05:53.62]A:I'd like to convert some francs into dollars.
    [05:56.35]A:我想把法郎兌換成美元.
    [05:59.08]Please tell me the procedure for opening a checking account.
    [06:04.16]請(qǐng)告訴我開支票賬戶的手續(xù).
    [06:09.24]A:I'd like to open a checking account.
    [06:11.47]A:我想開個(gè)支票賬戶,
    [06:13.71]Please tell me the procedure for opening a checking account.
    [06:17.73]請(qǐng)告訴我需要的手續(xù)好嗎?
    [06:21.75]A:Is there a service charge for the checking account?
    [06:24.33]A:開支票賬戶要收服務(wù)費(fèi)嗎?
    [06:26.90]B:Yes, but no charge for the savings.
    [06:29.17]B要收的,但儲(chǔ)蓄賬戶不收服務(wù)費(fèi).
    [06:31.44]Could you tell me the current rate for sterling, please?
    [06:36.53]您能告訴我現(xiàn)行的英國貨幣的兌換率嗎?
    [06:41.61]A:Can I help you?
    [06:43.38]A:我能幫你嗎?
    [06:45.16]B:Could you tell me the current rate for sterling, please?
    [06:47.78]您能告訴我現(xiàn)行的英國貨幣的兌換率嗎?
    [06:50.41]A:With pleasure.
    [06:51.89]A:沒問題.
    [06:53.36]What kind of currency do you want?
    [06:56.78]您要哪種貨幣?
    [07:00.21]A:I'd like to exchange some francs.
    [07:02.73]A:我想兌換一些法郎.
    [07:05.25]B:What kind of currency do you want?
    [07:07.27]B:您要哪種貨幣?
    [07:09.30]A:Dutch guilders,please.
    [07:11.06]A:荷蘭盾.
    [07:12.82]Would you mind giving me some dollars in tens and in fives?
    [07:18.15]您能給我一些十美元和五美元的鈔票嗎?
    [07:23.48]A:I'd like to exchange some francs for American dollars.
    [07:26.00]A:我想兌換一些美元.
    [07:28.52]B:What denominations would you like?
    [07:30.65]B:要什么樣的面值?
    [07:32.78]A:Would you give me some in tens and fives?B:OK.
    [07:35.46]您能給我一些十美元和五美元的鈔票嗎?可以.
    [07:38.14]Can you tell me where the accounting department is?
    [07:42.11]請(qǐng)問,會(huì)計(jì)科在哪兒?
    [07:46.08]A:Can I help you?
    [07:47.75]A:我能幫你嗎?
    [07:49.42]B:I'd like to see Mr. Addison.
    [07:51.50]B:他在會(huì)計(jì)科.
    [07:53.57]A:He's in the accounting department.
    [07:55.85]A:他在會(huì)計(jì)科.
    [07:58.12]B:Can you tell me where the accounting department is?
    [08:00.40]B:你能告訴我會(huì)計(jì)科在哪兒嗎?
    [08:02.69]A:It's on the seccond floor.
    [08:04.52]A:在二樓.
    [08:06.35]What's the minimum deposit for opening a checking account?
    [08:11.62]開一個(gè)支票賬戶的最低存款額是多少?
    [08:16.90]A:Can you tell en the procedure for opening a checking account?
    [08:19.63]A:您能告訴我開一個(gè)支票賬戶的手續(xù)嗎?
    [08:22.36]B:Sure,with pleasure.
    [08:24.24]B:當(dāng)然可以.
    [08:26.12]A:What's the minimum deposit for opening a checking account?
    [08:28.70]開一個(gè)支票賬戶的最低存款額是多少?
    [08:31.27]B:It's $100
    [08:33.15]B:100美元.
    [08:35.03]Could you tell me my balance?
    [08:39.21]能不能把我名下的節(jié)余金額告訴我?
    [08:43.39]A:Good morning,sir.What can I do for you?
    [08:46.03]A:早晨好,先生.有事兒嗎?
    [08:48.67]B:Could you tell me my balance?
    [08:50.69]B:能不能把我名下的節(jié)余金額告訴我?
    [08:52.72]A:Your account number, please.
    [08:54.61]A:請(qǐng)把我的帳戶告訴我.
    [08:56.50]What's the difference between a savings account and a checking accoun?
    [09:02.24]儲(chǔ)蓄存款與支票存款有什么不同?
    [09:07.97]Excuse me,can you tell me the difference between a savings account and a checking account?
    [09:11.75]請(qǐng)您告訴我儲(chǔ)蓄存款與支票存款有什么不同的好嗎
    [09:15.52]B:With pleasure.
    [09:17.30]B:好的.
    [09:19.07]I'd like to withdraw 200 dollars from my deposit account.
    [09:24.85]我想從我的定期存款中支取200美元.
    [09:30.62]A:Can I help you?
    [09:32.36]我想從我的不定期存款中支取200美元.
    [09:34.09]B:I'd like to withdraw 200 dollars from my deposit account.
    [09:40.15]A:Please fill this slip first.
    [09:42.28]A:請(qǐng)先把這張單子填上.
    [09:44.41]Is it in yet?
    [09:46.79]款到了嗎?
    [09:49.17]A:Good morning,sir.Can I help you?
    [09:51.39]A:早晨好,先生.我能幫您嗎?
    [09:53.61]I'm expecting some money from New York.Is it in yet?
    [09:56.48]我在等紐約寄來的錢.這筆款到了嗎?
    [09:59.35]A:Just a moment,please. Let me check.
    [10:01.72]A:請(qǐng)稍等,我查一下.