Lesson 2 Open an Account
第二課 開立賬戶
Key Sentences
重點(diǎn)句型
I'd like to open a bank account.
我想開立一個(gè)銀行賬戶.
We offer current accounts and fixed deposit for individuals.
我們對(duì)個(gè)人提供活期存款和定期存款
What kind of accounts did you have in mind?
你想存哪一種？
The minimum balance is one yuan.
存款小余額為1元.
Fifty dollars is the minimum original deposit.
五十元為低起存額.
Fill in the deposit slip first please.
請(qǐng)先填寫這張存款單.
There isn't any service charge.
我們不收任何手續(xù)費(fèi).
I'd like to close my account with your bank Please keep the bankbook.
我要結(jié)清我在這里的賬戶請(qǐng)拿好存折.
Press the buttons on this machine,and enter your pin number for four digits.
按這個(gè)裝置上的按鈕,輸入四位阿拉伯?dāng)?shù)字的密碼.
Dialogue 1
對(duì)話1
A:May I help you,sir?
我能為您做點(diǎn)什么嗎,先生?
B:Yes,please.I'd like to open a bank account with you.
謝謝.我想在你們這里開立一個(gè)銀行賬戶.
Can you giveme some information?
請(qǐng)您和我說說這方面的事好嗎?
A:Yes,I'd be very happy to help you.
好的,我很樂意為您服務(wù).
Usually we offer current accounts and fixed accounts for individuals.
我們通常對(duì)個(gè)人提供活期賬戶和定期賬戶.
B:Oh,it's almost the same in America.
哦,幾乎和美國(guó)的一樣.
A:What kind of account did you have in mind?
您想開什么賬戶呢?
B:Well,I'd prefer to open a current account.
我想開一個(gè)活期賬戶.
Notes
注釋
I'd like to open a bank account with you.
我想在你們這里開立一個(gè)銀行賬戶.
I'd like to do=I would like to do.I'd like him to come.
我希望他能來.
He would like to join our discussion.
他想?yún)⒓游覀兊淖x者討論.
current accounts fixed term deposit
活期存款 定期存款
What kind of account did you have in mind?
你想開什么賬戶?
have something in mind
想到某事
What kind of account would you like?
你想開什么賬戶？
What kind of account are you going to open?
你要開什么賬戶？
once again
再讀一遍
A:May I help you,sir?
我能為您做點(diǎn)什么嗎,先生?
B:Yes,please.I'd like to open a bank account with you.Can you give me some information?
謝謝.我想在你們這里開立一個(gè)銀行賬戶.請(qǐng)您和我說說這方面的事好嗎?
A:Yes,I'd be very happy to help you.
好的,我很樂意為您服務(wù).
Usually we offer current accounts and fixed accounts for individuals.
我們通常對(duì)個(gè)人提供活期賬戶和定期賬戶.
B:Oh,it's almost the same in America.
哦,幾乎和美國(guó)的一樣.
A:What kind of account did you have in mind
您想開什么賬戶呢?
B:Well,I'd prefer to open a current account.
我想開一個(gè)活期賬戶.
Dialogue 2
對(duì)話2
A:Could you tell me something about savings accounts?
對(duì)話2 能否告訴我有關(guān)儲(chǔ)蓄賬戶的事情?
B:I'd love to.We call our regular savings account as passbook savings.
很樂意.我們把普通儲(chǔ)蓄賬戶稱為銀行存折賬戶.
You may open an account in your name.
您可用您的名字開立賬戶.
A:Is there any minimum balance?
有沒有存款小余額的限制?
B:Yes,one yuan is the minimum balance.
是的,小存款余額為一元.
And you may make deposits or withdrawals at anytime
您可以隨時(shí)存款或取款,
and you just need to present your passbook
只需要出示存折
and a deposit slip or a withdraw slip.
和存款憑條或取款憑條.
A:I see.There is one more thing I'd like to know,that is,do I earn interest on the account?
我明白了.我想知道另一件事,那就是,我能從賬戶上得到利息嗎?
B:Yes,of course,we pay the interest rate permitted for banks.
對(duì)我們支付銀行允許的利率.
Every half a year
每半年
we credit the earned interest into to your account automatically.
我們會(huì)自動(dòng)把利息劃入您的賬戶.
A:I see.Thank you. By the way,when does the bank close?
我明白了,謝謝順便問一下銀行幾點(diǎn)關(guān)門?
B:It close at 5 P.M.
下午五點(diǎn).
A:Thank you very much for the information.B:You are welcome.
非常感謝你告訴我這些情況.不用謝.
Notes
注釋
A:Could you tell me something about savings account?B:I'd love to.
能否告訴我有關(guān)儲(chǔ)蓄賬戶的事情?很樂意.
Certainly.Sure.Yes,of course.By all means.
（肯定回答）
I'm sorry I can't.I'm afraid I can't help.
（否定回答）
interest rate
利率
What's the annual interest rate?
年息多少?
What's the interest rate for the current accounts?
活期存款的利率是多少?
Once again
再讀一遍
A:Could you tell me something about savings accounts?
能否告訴我有關(guān)儲(chǔ)蓄賬戶的事情?
B:I'd love to.We call our regular savings account as passbook savings.
很樂意.我們把普通儲(chǔ)蓄賬戶稱為銀行存折賬戶.
You may open an account in your name.
您可用您的名字開立賬戶.
A:Is there any minimum balance?
有沒有存款小余額的限制?
B:Yes,one yuan is the minimum balance.
是的,小存款余額為一元.
And you may make deposits or withdrawals at anytime
您可以隨時(shí)存款或取款,
and you just need to present your passbook
只需要出示存折
and a deposit slip or a withdraw slip.
和存款憑條或取款憑條.
A:I see.There is one more thing I'd like to know,
我明白了.我想知道另一件事,
that is,do I earn interest on the account?
那就是,我能從賬戶上得到利息嗎?
B:Yes,of course,we pay the interest rate permitted for banks.
對(duì)我們支付銀行允許的利率.
Every half a year we credit the earned interest to your account automatically
每半年,我們會(huì)自動(dòng)把利息劃入您的賬戶.
A:I see.Thank you. By the way,when does the bank close?
我明白了,謝謝,順便問一下銀行幾點(diǎn)關(guān)門?
B:It close at 5 P.M.A:Thank you very much for the information.
下午五點(diǎn).非常感謝你告訴我這些情況.
B:You are welcome.
不用謝.
Dialogue 3
對(duì)話3
A:I need to open a savings account.What's the procedure for it?
我想開一個(gè)儲(chǔ)蓄賬戶.有什么手續(xù)嗎?
B:First,you need to complete a deposit slip.
首先,你需要填寫一張存單.
A:Any fees for the service?
你們收手續(xù)費(fèi)嗎?
B:No.There isn't any service charge.Would you like to have a password?
不,我們不收任何手續(xù)費(fèi).您需要用密碼嗎?
A:Yes,I'd like to.
是的.
B:Please press the buttons on this machine,and enter your pin number for four digits.
請(qǐng)按這機(jī)器上的按鈕,輸入4位數(shù)的密碼.
What sort of account do you want?
您想開什么賬戶?
A:I'd rather open a current account.
我想選活期存款.
B:The annual interest rate is 3.5%.A:Good.I'd like to deposit 300 dollars.
活期存款的年息是3.5%.好的,我想存300美元.
Notes
注釋
What's the procedure for it?
有什么手續(xù)嗎?
I wonder how to open an account?
我想知道如何開戶?
I'd like to deposit 300 dollars.Deposit
我想存300美元.存款
He always deposit half salary in the bank.
他經(jīng)常把薪水的一半存在銀行里.
I'd like to make a deposit of $300.
我想存300美元
Once again
再讀一遍
A:I need to open a savings account.What's the procedure for it?
我想開一個(gè)儲(chǔ)蓄賬戶.有什么手續(xù)嗎?
B:First,you need to complete a deposit slip.
首先,你需要填寫一張存單.
A:Any fees for the service?
你們收手續(xù)費(fèi)嗎?
B:No.There isn't any service charge.Would you like to have a password?
不,我們不收任何手續(xù)費(fèi).您需要用密碼嗎?
A:Yes,I'd like to.
是的.
B:Please press the buttons on this machine,
請(qǐng)按這機(jī)器上的按鈕,
and enter your pin number for four digit.
輸入4位數(shù)的密碼.
What sort of account do you want?
您想開什么賬戶?
A:I'd rather open a current account.
我想選活期存款.
B:The annual interest rate is 3.5%.
活期存款的年息是3.5%.
A:Good.I'd like to deposit 300 dollars.
好的,我想存300美元.
Dialogue 4
對(duì)話4
A:Good morning,sir. Can I help you?
早上好,先生,您要什么服務(wù)?
B:Good morning.I want to open a checking account.
早上好,我想開一個(gè)支票賬戶.
Do I have to be a regular customer of your bank?
我必須是你們的老客戶嗎?
A:No,sir,not at all.
不,先生,完全不必.
What you should do is to fill out this form and make your initial deposit.
您只需要填寫一張表格和存入首筆存款.
B:What's the minimum deposit for opening a checking account?
支票賬戶的低起存額是多少
A:100 dollars.
100美元.
B:I want to deposit 200 dollars.
我想存200美元.
A:Very well,sir.
很好,先生.
B:Let me have a look at the form.You want my name,address.
我看看這張表.你們需要我填寫姓名,地址.
What does it mean by secret number?
這里的'密碼'是什么意思?
A:We ask that for identification purpose in case you lose your passbook,sir.
我們可用來確認(rèn)您的身份,先生.萬一你丟失了存折,先生.
We use it to positively identify you.
我們可以用它來確切地辨認(rèn)您的身份.
B:I understand.Well,I'll fill this out.Here you are.Is that all right?
我明白了.好,我會(huì)把它填好.給你,可以了嗎?
A:Yes,that's OK.Would you mind showing me your passport?
是的,可以了,請(qǐng)給我看一下您的護(hù)照,您介意嗎?
B:Of course not.Here you are.Can I write a check now?
當(dāng)然可以.給你,我現(xiàn)在可以填寫支票了嗎?
A:Yes,you can. Here's the checkbook.
可以了.給您支票本.
Notes
注釋
in case
萬一,以免,以防
Take your coat in case it rains.
帶著雨衣,以防下雨.
In case he arrives before I get back,please ask him to wait
萬一他在我回來之前到達(dá),請(qǐng)他等一下.
Once again
再讀一遍
A:Good morning,sir.Can I help you?
早上好,先生,您要什么服務(wù)?
B:Good morning.I want to open a checking account.
早上好,我想開一個(gè)支票賬戶.
Do I have to be a regular customer of your bank?
我必須是你們的老客戶嗎
A:No,sir,not at all.
不,先生,完全不必.
What you should do is to fill out this formand make your initial deposit.
您只需要填寫一張表格和存入首筆存款.
B:What's the minimum deposit for opening a checking account?
支票賬戶的低起存額是多少
A:100 dollars.B:I want to deposit 200 dollars.A:Very well,sir.
100美元.我想存200美元.很好,先生.
B:Let me have a look at the form.You want my name,address.
我看看這張表.你們需要我填寫姓名,地址.
What does it mean by secret number?
這里的'密碼'是什么意思?
A:We ask that for identification purpose in case you lose your passbook,sir.
我們可用來確認(rèn)您的身份,先生.萬一你丟失了存折,先生.
We use it to positively identify you.
我們可以用它來確切地辨認(rèn)您的身份.
B:I understand.Well, I'll fill this out. Here you are.Is that all right?
我明白了.好,我會(huì)把它填好.給你,可以了嗎?
A:Yes,that's OK.Would you mind showing me your passport?
是的,可以了,請(qǐng)給我看一下您的護(hù)照,您介意嗎?
B:Of course not.Here you are.Can I write a check now?
當(dāng)然可以.給你,我現(xiàn)在可以填寫支票了嗎?
A:Yes,you can. Here's the checkbook.
可以了.給您支票本.
第二課 開立賬戶
Key Sentences
重點(diǎn)句型
I'd like to open a bank account.
我想開立一個(gè)銀行賬戶.
We offer current accounts and fixed deposit for individuals.
我們對(duì)個(gè)人提供活期存款和定期存款
What kind of accounts did you have in mind?
你想存哪一種？
The minimum balance is one yuan.
存款小余額為1元.
Fifty dollars is the minimum original deposit.
五十元為低起存額.
Fill in the deposit slip first please.
請(qǐng)先填寫這張存款單.
There isn't any service charge.
我們不收任何手續(xù)費(fèi).
I'd like to close my account with your bank Please keep the bankbook.
我要結(jié)清我在這里的賬戶請(qǐng)拿好存折.
Press the buttons on this machine,and enter your pin number for four digits.
按這個(gè)裝置上的按鈕,輸入四位阿拉伯?dāng)?shù)字的密碼.
Dialogue 1
對(duì)話1
A:May I help you,sir?
我能為您做點(diǎn)什么嗎,先生?
B:Yes,please.I'd like to open a bank account with you.
謝謝.我想在你們這里開立一個(gè)銀行賬戶.
Can you giveme some information?
請(qǐng)您和我說說這方面的事好嗎?
A:Yes,I'd be very happy to help you.
好的,我很樂意為您服務(wù).
Usually we offer current accounts and fixed accounts for individuals.
我們通常對(duì)個(gè)人提供活期賬戶和定期賬戶.
B:Oh,it's almost the same in America.
哦,幾乎和美國(guó)的一樣.
A:What kind of account did you have in mind?
您想開什么賬戶呢?
B:Well,I'd prefer to open a current account.
我想開一個(gè)活期賬戶.
Notes
注釋
I'd like to open a bank account with you.
我想在你們這里開立一個(gè)銀行賬戶.
I'd like to do=I would like to do.I'd like him to come.
我希望他能來.
He would like to join our discussion.
他想?yún)⒓游覀兊淖x者討論.
current accounts fixed term deposit
活期存款 定期存款
What kind of account did you have in mind?
你想開什么賬戶?
have something in mind
想到某事
What kind of account would you like?
你想開什么賬戶？
What kind of account are you going to open?
你要開什么賬戶？
once again
再讀一遍
A:May I help you,sir?
我能為您做點(diǎn)什么嗎,先生?
B:Yes,please.I'd like to open a bank account with you.Can you give me some information?
謝謝.我想在你們這里開立一個(gè)銀行賬戶.請(qǐng)您和我說說這方面的事好嗎?
A:Yes,I'd be very happy to help you.
好的,我很樂意為您服務(wù).
Usually we offer current accounts and fixed accounts for individuals.
我們通常對(duì)個(gè)人提供活期賬戶和定期賬戶.
B:Oh,it's almost the same in America.
哦,幾乎和美國(guó)的一樣.
A:What kind of account did you have in mind
您想開什么賬戶呢?
B:Well,I'd prefer to open a current account.
我想開一個(gè)活期賬戶.
Dialogue 2
對(duì)話2
A:Could you tell me something about savings accounts?
對(duì)話2 能否告訴我有關(guān)儲(chǔ)蓄賬戶的事情?
B:I'd love to.We call our regular savings account as passbook savings.
很樂意.我們把普通儲(chǔ)蓄賬戶稱為銀行存折賬戶.
You may open an account in your name.
您可用您的名字開立賬戶.
A:Is there any minimum balance?
有沒有存款小余額的限制?
B:Yes,one yuan is the minimum balance.
是的,小存款余額為一元.
And you may make deposits or withdrawals at anytime
您可以隨時(shí)存款或取款,
and you just need to present your passbook
只需要出示存折
and a deposit slip or a withdraw slip.
和存款憑條或取款憑條.
A:I see.There is one more thing I'd like to know,that is,do I earn interest on the account?
我明白了.我想知道另一件事,那就是,我能從賬戶上得到利息嗎?
B:Yes,of course,we pay the interest rate permitted for banks.
對(duì)我們支付銀行允許的利率.
Every half a year
每半年
we credit the earned interest into to your account automatically.
我們會(huì)自動(dòng)把利息劃入您的賬戶.
A:I see.Thank you. By the way,when does the bank close?
我明白了,謝謝順便問一下銀行幾點(diǎn)關(guān)門?
B:It close at 5 P.M.
下午五點(diǎn).
A:Thank you very much for the information.B:You are welcome.
非常感謝你告訴我這些情況.不用謝.
Notes
注釋
A:Could you tell me something about savings account?B:I'd love to.
能否告訴我有關(guān)儲(chǔ)蓄賬戶的事情?很樂意.
Certainly.Sure.Yes,of course.By all means.
（肯定回答）
I'm sorry I can't.I'm afraid I can't help.
（否定回答）
interest rate
利率
What's the annual interest rate?
年息多少?
What's the interest rate for the current accounts?
活期存款的利率是多少?
Once again
再讀一遍
A:Could you tell me something about savings accounts?
能否告訴我有關(guān)儲(chǔ)蓄賬戶的事情?
B:I'd love to.We call our regular savings account as passbook savings.
很樂意.我們把普通儲(chǔ)蓄賬戶稱為銀行存折賬戶.
You may open an account in your name.
您可用您的名字開立賬戶.
A:Is there any minimum balance?
有沒有存款小余額的限制?
B:Yes,one yuan is the minimum balance.
是的,小存款余額為一元.
And you may make deposits or withdrawals at anytime
您可以隨時(shí)存款或取款,
and you just need to present your passbook
只需要出示存折
and a deposit slip or a withdraw slip.
和存款憑條或取款憑條.
A:I see.There is one more thing I'd like to know,
我明白了.我想知道另一件事,
that is,do I earn interest on the account?
那就是,我能從賬戶上得到利息嗎?
B:Yes,of course,we pay the interest rate permitted for banks.
對(duì)我們支付銀行允許的利率.
Every half a year we credit the earned interest to your account automatically
每半年,我們會(huì)自動(dòng)把利息劃入您的賬戶.
A:I see.Thank you. By the way,when does the bank close?
我明白了,謝謝,順便問一下銀行幾點(diǎn)關(guān)門?
B:It close at 5 P.M.A:Thank you very much for the information.
下午五點(diǎn).非常感謝你告訴我這些情況.
B:You are welcome.
不用謝.
Dialogue 3
對(duì)話3
A:I need to open a savings account.What's the procedure for it?
我想開一個(gè)儲(chǔ)蓄賬戶.有什么手續(xù)嗎?
B:First,you need to complete a deposit slip.
首先,你需要填寫一張存單.
A:Any fees for the service?
你們收手續(xù)費(fèi)嗎?
B:No.There isn't any service charge.Would you like to have a password?
不,我們不收任何手續(xù)費(fèi).您需要用密碼嗎?
A:Yes,I'd like to.
是的.
B:Please press the buttons on this machine,and enter your pin number for four digits.
請(qǐng)按這機(jī)器上的按鈕,輸入4位數(shù)的密碼.
What sort of account do you want?
您想開什么賬戶?
A:I'd rather open a current account.
我想選活期存款.
B:The annual interest rate is 3.5%.A:Good.I'd like to deposit 300 dollars.
活期存款的年息是3.5%.好的,我想存300美元.
Notes
注釋
What's the procedure for it?
有什么手續(xù)嗎?
I wonder how to open an account?
我想知道如何開戶?
I'd like to deposit 300 dollars.Deposit
我想存300美元.存款
He always deposit half salary in the bank.
他經(jīng)常把薪水的一半存在銀行里.
I'd like to make a deposit of $300.
我想存300美元
Once again
再讀一遍
A:I need to open a savings account.What's the procedure for it?
我想開一個(gè)儲(chǔ)蓄賬戶.有什么手續(xù)嗎?
B:First,you need to complete a deposit slip.
首先,你需要填寫一張存單.
A:Any fees for the service?
你們收手續(xù)費(fèi)嗎?
B:No.There isn't any service charge.Would you like to have a password?
不,我們不收任何手續(xù)費(fèi).您需要用密碼嗎?
A:Yes,I'd like to.
是的.
B:Please press the buttons on this machine,
請(qǐng)按這機(jī)器上的按鈕,
and enter your pin number for four digit.
輸入4位數(shù)的密碼.
What sort of account do you want?
您想開什么賬戶?
A:I'd rather open a current account.
我想選活期存款.
B:The annual interest rate is 3.5%.
活期存款的年息是3.5%.
A:Good.I'd like to deposit 300 dollars.
好的,我想存300美元.
Dialogue 4
對(duì)話4
A:Good morning,sir. Can I help you?
早上好,先生,您要什么服務(wù)?
B:Good morning.I want to open a checking account.
早上好,我想開一個(gè)支票賬戶.
Do I have to be a regular customer of your bank?
我必須是你們的老客戶嗎?
A:No,sir,not at all.
不,先生,完全不必.
What you should do is to fill out this form and make your initial deposit.
您只需要填寫一張表格和存入首筆存款.
B:What's the minimum deposit for opening a checking account?
支票賬戶的低起存額是多少
A:100 dollars.
100美元.
B:I want to deposit 200 dollars.
我想存200美元.
A:Very well,sir.
很好,先生.
B:Let me have a look at the form.You want my name,address.
我看看這張表.你們需要我填寫姓名,地址.
What does it mean by secret number?
這里的'密碼'是什么意思?
A:We ask that for identification purpose in case you lose your passbook,sir.
我們可用來確認(rèn)您的身份,先生.萬一你丟失了存折,先生.
We use it to positively identify you.
我們可以用它來確切地辨認(rèn)您的身份.
B:I understand.Well,I'll fill this out.Here you are.Is that all right?
我明白了.好,我會(huì)把它填好.給你,可以了嗎?
A:Yes,that's OK.Would you mind showing me your passport?
是的,可以了,請(qǐng)給我看一下您的護(hù)照,您介意嗎?
B:Of course not.Here you are.Can I write a check now?
當(dāng)然可以.給你,我現(xiàn)在可以填寫支票了嗎?
A:Yes,you can. Here's the checkbook.
可以了.給您支票本.
Notes
注釋
in case
萬一,以免,以防
Take your coat in case it rains.
帶著雨衣,以防下雨.
In case he arrives before I get back,please ask him to wait
萬一他在我回來之前到達(dá),請(qǐng)他等一下.
Once again
再讀一遍
A:Good morning,sir.Can I help you?
早上好,先生,您要什么服務(wù)?
B:Good morning.I want to open a checking account.
早上好,我想開一個(gè)支票賬戶.
Do I have to be a regular customer of your bank?
我必須是你們的老客戶嗎
A:No,sir,not at all.
不,先生,完全不必.
What you should do is to fill out this formand make your initial deposit.
您只需要填寫一張表格和存入首筆存款.
B:What's the minimum deposit for opening a checking account?
支票賬戶的低起存額是多少
A:100 dollars.B:I want to deposit 200 dollars.A:Very well,sir.
100美元.我想存200美元.很好,先生.
B:Let me have a look at the form.You want my name,address.
我看看這張表.你們需要我填寫姓名,地址.
What does it mean by secret number?
這里的'密碼'是什么意思?
A:We ask that for identification purpose in case you lose your passbook,sir.
我們可用來確認(rèn)您的身份,先生.萬一你丟失了存折,先生.
We use it to positively identify you.
我們可以用它來確切地辨認(rèn)您的身份.
B:I understand.Well, I'll fill this out. Here you are.Is that all right?
我明白了.好,我會(huì)把它填好.給你,可以了嗎?
A:Yes,that's OK.Would you mind showing me your passport?
是的,可以了,請(qǐng)給我看一下您的護(hù)照,您介意嗎?
B:Of course not.Here you are.Can I write a check now?
當(dāng)然可以.給你,我現(xiàn)在可以填寫支票了嗎?
A:Yes,you can. Here's the checkbook.
可以了.給您支票本.