2011年單證員案例分析:信用證中有關(guān)匯票條款舉例

字號(hào):

-
    有關(guān)匯票的條款常出現(xiàn)在信用證的開(kāi)始部分,一般的用語(yǔ)有:
    ⑴We hereby issue our irrevocable letter of credit No。194956 available with any bank in China, at 90 days after Bill of Lading date by draft。
    該條款要求出具提單后90天的匯票。
    ⑵Draft at 60 days sight from the date of presentation at your counter”.
    該條款要求出具在議付行起算60天到期的遠(yuǎn)期匯票。
    ⑶Credit available with any bank in China, by negotiation, against presentation of beneficiary’s drafts at sight ,drawn on applicant in duplicate .
    該條款要求受益人出具以開(kāi)證人為付款人的即期匯票。
    ⑷All drafts should be marked “Drawn under the Citibank, New York L/C No.1956717 dated 20040310
    該條款要求所有匯票須顯示,依據(jù)花旗銀行紐約分行1956717號(hào)、日期20040310的信用證出具的。
    ⑸“This credit is available with The Hongkong and Shanghai Banking Corporation, Shanghai by negotiation against beneficiary’s drafts drawn under this L/C at sight basis.”
    本信用證在上海匯豐銀行議付,隨附受益人即期匯票。
    ⑹還有一些信用證在匯票上帶有一些限制性條款,如:“This letter of credit is to be negotiated against the documents detailed herein a beneficiary’s drafts at 60 days after sight with Standard Chartered bank Shanghai”.
    這樣的條款要求匯票的受款人為“上海標(biāo)準(zhǔn)渣打銀行”,實(shí)際上是限制了此信用證必須在上海渣打銀行議付。在制作匯票時(shí),在匯票的 pay to the order of加上渣打銀行上海分行,即這樣表示:“Pay to the order of Standard Chartered bank, Shanghai branch “.
    ⑺“The drafts at 90 days sight drawn on Bank of Tokyo Ltd, Tokyo branch. Usance drafts drawn under this L/C are to be negotiated at sight basis. Discount charges and acceptance commission are for account of accountee.”
    此信用證規(guī)定受益人須開(kāi)立90天的“遠(yuǎn)期匯票”,但是出口商卻“即期”可以議付該信用證。因條款中規(guī)定承兌費(fèi)和貼現(xiàn)費(fèi)由開(kāi)證人負(fù)擔(dān),因此對(duì)于出口商來(lái)說(shuō),就是“即期信用證”,這就是通常所說(shuō)的“假遠(yuǎn)期”。
    還有一些信用證不需要“匯票”,其信用證的條款有時(shí)是這樣表示的:
    (1)、This credit is available with/by Nordea Bank Norge Asa Oslo” for currency USD amount5,000.-.
    (2)、“Documentary Credit available with yourselves by payment against presentation of the documents detailed herein”.
    (3)、This credit is available by negotiation with any bank at sight against presentation of documents detailed herein.
    這樣的信用證,條款中沒(méi)有提到匯票要求,也就不需要提供匯票了。