名詞解釋:個人住房轉按揭貸款

Personal housing re-mortgage loan means a business that the borrower having handled a personal housing loan at ICBC needs to transfer house property right and mortgage loan to any other person and engages ICBC to continue to handle the procedures of loan transfer during the period of repayment for sale， donation， inheritance of the purchased housing and other reasons.
    個人住房轉按揭貸款是指已在工行辦理個人住房貸款的借款人在還款期間，由于所購房屋出售、贈與、繼承等原因，房屋產(chǎn)權和按揭借款需同時轉讓給他人，并由工行為其續(xù)做貸款轉移手續(xù)的業(yè)務。