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We need to figure how much money we are spending and what we are spending on.
Why?
Well, I think we could be saving more.
Really? Well, okay. Get the receipts out.
Let's see. We spent $700 for our home loan payment, $400 on groceries, $75 on utilities, $250 on gasoline, $100 on books, and $300 on entertainment last month.
That's $1825.
We put $500 into the savings account, and $750 into our stock account.
$3075, our pay checks are $3300 combined. That means we don't have any receipts for $225.
Right.