為大家準(zhǔn)備了雅思閱讀練習(xí)題：Water on Mars? Life on Mars?雅思模擬試題在雅思備考過程中所起的作用不可小覷，通過模擬練習(xí)題，我們可以很直接地了解到自己的備考狀況，從而可以更有針對(duì)性地進(jìn)行之后的復(fù)習(xí)。希望以下內(nèi)容能夠?qū)Υ蠹业难潘紓淇加兴鶐椭?更多雅思報(bào)名的新消息，專業(yè)的雅思備考資料，將第一時(shí)間為大家發(fā)布。
Ask a college freshman what he or she is excited about, and the list might range from the lack of a curfew(宵禁;戒嚴(yán)) to the unlimited dining hall pizza. Likely not on the list? Learning how to make smart financial decisions. And that's too bad, say experts, as that's exactly what all students need to focus on.
Millennials(千禧一代), perhaps not surprisingly, are not very savvy(精明的;精通的)about money. In fact, a recent study, Money Matters on Campus, found that since 2012 students are less likely to follow a budget, pay credit card bills on time and infull, balance their checkbooks every month or buy only the things they need. The study, which surveyed 42,000 college freshmen across theU.S.,was conducted by education technology company EverFi and sponsored by Higher One, a financial services company serving college students.
College students know they could do better. When it comes to grading(評(píng)分) how they manage their money, half give themselves a lukewarm(不溫不火的) "C," according to a 2015 U.S. Bank survey of 1,640.
"Most of these kids come from homes whose parents don’t possess any kind of plan for the money except planning their next vacation or doing Christmas," says Jim Chilton,CEO of the non-profit Society for Financial Awareness.(非營(yíng)利性的金融意識(shí)社團(tuán)總裁Jim Chilton說，“這些孩子的父母除了計(jì)劃下的旅行和過圣誕，花錢大都沒有什么計(jì)劃?！?
"When these young folks hit college, it’s a tidal wave of indecision ... as they punch in quickly Mommy and Daddy’s cell number to find out how they’re going to get by(應(yīng)付;應(yīng)對(duì)),"he says. "I call this begging by cluelessness(無知). It happens every start to a new semester."(“當(dāng)這些年輕人上了大學(xué)，那就是各種猶豫不決的高峰期……他們忙不迭地?fù)艽蚋改傅氖謾C(jī)，詢問怎樣過日子?！彼f?！拔野堰@種現(xiàn)象稱為無腦的乞討，每學(xué)期開學(xué)都會(huì)發(fā)生?！?
Millennials know they're in for (一定會(huì)遇到)some pain. They face higher levels of a student loan debt — two-thirds of recent bachelor’s degree recipients(接受者) have outstanding student loans, with an average debt of about $27,000, compared with $15,000 two decades ago — and face lower levels of wealth and personal income than Baby Boomers and Gen X at the same stage in their lives, according to a 2014 Pew Research Centerreport.
So parents should talk to their children about finances — and the sooner the better. With fall semester upon them, students are spending (and, sometimes, saving) money on their own,often for the first time in their lives. The choices they make can affect their lives for years to come, so it's critical that they make informed(知情的)ones.
For starters, teach themhow to budget, explain the intricacies(微妙，復(fù)雜) of having and using a credit card, and encourage them to ask if their college offers a financial literacy course.(教新生怎樣做預(yù)算，告訴他們使用信用卡的復(fù)雜之處，或是鼓勵(lì)他們問一問學(xué)校有沒有金融掃盲課程。).
“Many Millennials aren't as financially savvy as they'd like to be — mainly because no one has ever taught them about personal finances," says Lynnette Khalfani-Cox, a money coach and author of multiple financial well-being books.
Chilton adds, "It's never too early to start."
Vocabulary
Millennials千禧一代
Curfew宵禁;戒嚴(yán)
Savvy精通的;精明的
Grade評(píng)分
Lukewarm微溫的;不夠熱情的
Getby 應(yīng)付;應(yīng)對(duì);勉強(qiáng)度日
Bein for… 一定會(huì)遇到……
Informed知情的
Intricacy微妙之處
本文中雅思寫作高分句式
1. In fact, a recent study,Money Matters on Campus, found that since 2012 students are less likely to follow a budget…
句式1：a recent study found that…近的一項(xiàng)研究發(fā)現(xiàn)……
句式2：…is/are (less/more)likely to do… 更不可能/更有可能做……
2. When it comes to grading(評(píng)分) how they manage their money, half give themselves a lukewarm(不溫不火的) "C,"…
句式：when it comes tosomething/doing something 當(dāng)談到……
3. With fall semester upont hem, students are spending (and, sometimes, saving) money on their own, often for the first time in their lives.
句式：with…隨著……
4. The choices they make can affect their lives for years to come, so it's critical that they make informed(知情的)ones.
句式：it is critical that… ……很關(guān)鍵/重要。