經(jīng)典對(duì)話 (Amy=A Brian=B)
A:Brian,I want to buy a new car.
A：布萊恩，我想買(mǎi)輛新車(chē)。
B:Why?
B：為什么？
A:Cause a new car is more reliable and safer.
A：因?yàn)樾萝?chē)更安全可靠。
B:You are right about that, but do you have enough money?
B：那倒是，可是你有那么多錢(qián)嗎？
A:I don't,but I heard I could get a loan.
A：沒(méi)有啊，聽(tīng)說(shuō)可以貸款。
B:That's right. You can either go through the car dealer or apply to a bank yourself.
B：是的。你可以通過(guò)車(chē)行，或者自己到銀行借。
A:What do I need to show to get a loan?
A：貸款要出示什么材料？
B:You need to give them your social security number,your pay stub from school,your bank account statement, and your tax-return from last year.
B：他們要你的社會(huì)保險(xiǎn)帳號(hào)，你學(xué)校的工資條，銀行賬戶(hù)賬單。還有你去年的報(bào)稅單。
A:I heard loan insurance is expensive. Do I need to get that?
A：聽(tīng)說(shuō)貸款保險(xiǎn)很貴，我要買(mǎi)貸款保險(xiǎn)嗎？
B:If you pay 20 % of the car price, you don't have to buy loan insurance.
B：你要是頭款付車(chē)價(jià)的20%，就不必買(mǎi)貸款保險(xiǎn)了。
A:What about application fees and all that?
A：貸款還要申請(qǐng)費(fèi)等等，是吧？
B:You can ask different banks for interest rates and for the fee schedule,then pick the best one.
B：你可以問(wèn)不同的銀行，看他們的利率和費(fèi)用明細(xì)表如何，選一家的。
A:Sounds good. I'll get on it right now.
A：不錯(cuò)，我馬上就去辦。
王牌句型
1.I'll need financing.
我想賒購(gòu)汽車(chē)。
2.I'll have to have financing.
我只好以賒購(gòu)辦法買(mǎi)車(chē)。
3.I need to arrange financing.
我需要賒購(gòu)。
4.Do you offer bank financing?
你們辦理銀行賒購(gòu)業(yè)務(wù)嗎？
5.What is the lowest possible interest rate you have?
你們這兒最低利息是多少？
6.Can you get me a good deal on a loan?
你可以為我辦好一筆購(gòu)車(chē)貸款嗎？
A:Brian,I want to buy a new car.
A：布萊恩，我想買(mǎi)輛新車(chē)。
B:Why?
B：為什么？
A:Cause a new car is more reliable and safer.
A：因?yàn)樾萝?chē)更安全可靠。
B:You are right about that, but do you have enough money?
B：那倒是，可是你有那么多錢(qián)嗎？
A:I don't,but I heard I could get a loan.
A：沒(méi)有啊，聽(tīng)說(shuō)可以貸款。
B:That's right. You can either go through the car dealer or apply to a bank yourself.
B：是的。你可以通過(guò)車(chē)行，或者自己到銀行借。
A:What do I need to show to get a loan?
A：貸款要出示什么材料？
B:You need to give them your social security number,your pay stub from school,your bank account statement, and your tax-return from last year.
B：他們要你的社會(huì)保險(xiǎn)帳號(hào)，你學(xué)校的工資條，銀行賬戶(hù)賬單。還有你去年的報(bào)稅單。
A:I heard loan insurance is expensive. Do I need to get that?
A：聽(tīng)說(shuō)貸款保險(xiǎn)很貴，我要買(mǎi)貸款保險(xiǎn)嗎？
B:If you pay 20 % of the car price, you don't have to buy loan insurance.
B：你要是頭款付車(chē)價(jià)的20%，就不必買(mǎi)貸款保險(xiǎn)了。
A:What about application fees and all that?
A：貸款還要申請(qǐng)費(fèi)等等，是吧？
B:You can ask different banks for interest rates and for the fee schedule,then pick the best one.
B：你可以問(wèn)不同的銀行，看他們的利率和費(fèi)用明細(xì)表如何，選一家的。
A:Sounds good. I'll get on it right now.
A：不錯(cuò)，我馬上就去辦。
王牌句型
1.I'll need financing.
我想賒購(gòu)汽車(chē)。
2.I'll have to have financing.
我只好以賒購(gòu)辦法買(mǎi)車(chē)。
3.I need to arrange financing.
我需要賒購(gòu)。
4.Do you offer bank financing?
你們辦理銀行賒購(gòu)業(yè)務(wù)嗎？
5.What is the lowest possible interest rate you have?
你們這兒最低利息是多少？
6.Can you get me a good deal on a loan?
你可以為我辦好一筆購(gòu)車(chē)貸款嗎？