2014年跟單員考試輔導:UCP可轉(zhuǎn)讓信用證與款項讓渡

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可轉(zhuǎn)讓信用證
    a.銀行無辦理信用證轉(zhuǎn)讓的義務,除非其明確同意。
    b.就本條而言:
    可轉(zhuǎn)讓信用證系指特別注明“可轉(zhuǎn)讓(transferable)”字樣的信用證??赊D(zhuǎn)讓信用證可應受益人(第一受益人)的要求轉(zhuǎn)為全部或部分由另一受益人(第二受益人)兌用。
    轉(zhuǎn)讓行系指辦理信用證轉(zhuǎn)讓的指定銀行,或當信用證規(guī)定可在任何銀行兌用時,指開證行特別如此授權并實際辦理轉(zhuǎn)讓的銀行。開證行也可擔任轉(zhuǎn)讓行。
    已轉(zhuǎn)讓信用證指已由轉(zhuǎn)讓行轉(zhuǎn)為可由第二受益人兌用的信用證。
    c.除非轉(zhuǎn)讓時另有約定,有關轉(zhuǎn)讓的所有費用(諸如傭金、手續(xù)費,成本或開支)須由第一受益人支付。
    d.只要信用證允許部分支款或部分發(fā)運,信用證可以分部分轉(zhuǎn)讓給數(shù)名第二受益人。
    已轉(zhuǎn)讓信用證不得應第二受益人的要求轉(zhuǎn)讓給任何其后受益人。第一受益人不視為其后受益人。
    e.任何轉(zhuǎn)讓要求須說明是否允許及在何條件下允許將修改通知第二受益人。已轉(zhuǎn)讓信用證須明確說明該項條件。
    f.如果信用證轉(zhuǎn)讓給數(shù)名第二受益人,其中一名或多名第二受益人對信用證修改并不影響其他第二受益人接受修改。對接受者而言該已轉(zhuǎn)讓信用證即被相應修改,而對拒絕改的第二受益人而言,該信用證未被修改。
    g.已轉(zhuǎn)讓信用證須準確轉(zhuǎn)載原證條款,包括保兌(如果有的話),但下列項目除外:
    一信用證金額
    一規(guī)定的任何單價
    一截止日
    一交單期限,或
    一最遲發(fā)運日或發(fā)運期間。
    以上任何一項或全部均可減少或縮短。
    必須投保的保險比例可以增加,以達到原人信用證或本慣例規(guī)定的保險金額。
    可用第一受益人的名稱替換原證中的開證申請人名稱。
    如果原證特別要求開證申請人名稱應在除發(fā)票以外的任何單據(jù)出現(xiàn)時,已轉(zhuǎn)讓信用證必須反映該項要求。
    第一受益人有權以自己的發(fā)票和匯票(如有的話)替換第二受益人的發(fā)票的匯票,其金額不得超過原信用證的金額。經(jīng)過替換后,第一受益人可在原信用證項下支取自己發(fā)票與第二受益人發(fā)票間的差價(如有的話)。
    如果第一受益人應提交其自己的發(fā)票和匯票(如有的話),但未能在第一次要求的照辦,或第一受益人提交的發(fā)票導致了第二受益人的交單中本不存在的不符點,而其未能在第一次要求時修正,轉(zhuǎn)讓行有權將從第二受益人處收到的單據(jù)照交開證行,并不再對第一受益人承擔責任。
    在要求轉(zhuǎn)讓時,第一受益人可以要求在信用證轉(zhuǎn)讓后的兌用地點,在原信用證的截止日之前(包括截止日),對第二受益人承付或議付。該規(guī)定并不得損害第一受益人在第三十八條h款下的權利。
    k.第二受益人或代表第二受益人的交單必須交給轉(zhuǎn)讓行。
    Transferable Credits
    a. A bank is under no obligation to transfer a credit except to the extent and in the manner expressly consented to by that bank.
    b. For the purpose of this article:
    Transferable credit means a credit that specifically states it is “transferable”. A transferable credit may be made available in whole or in part to another beneficiary (“second beneficiary”) at the request of the beneficiary (“first beneficiary”).
    Transferring bank means a nominated bank that transfers the credit or, in a credit available with any bank, a bank that is specifically authorized by the issuing bank to transfer and that transfers the credit. An issuing bank may be a transferring bank.
    Transferred credit means a credit that has been made available by the transferring bank to a second beneficiary.
    c. Unless otherwise agreed at the time of transfer, all charges (such as commissions, fees, costs or expenses) incurred in respect of a transfer must be paid by the first beneficiary.
    d. A credit may be transferred in part to more than one second beneficiary provided partial drawings or shipments are allowed.
    A transferred credit cannot be transferred at the request of a second beneficiary to any subsequent beneficiary. The first beneficiary is not considered to be a subsequent beneficiary.
    e. Any request for transfer must indicate if and under what conditions amendments may be advised to the second beneficiary. The transferred credit must clearly indicate those conditions.
    f. If a credit is transferred to more than one second beneficiary, rejection of an amendment by one or more second beneficiary does not invalidate the acceptance by any other second beneficiary, with respect to which the transferred credit will be amended accordingly. For any second beneficiary that rejected the amendment, the transferred credit will remain unamended.
    g. The transferred credit must accurately reflect the terms and conditions of the credit, including confirmation, if any, with the exception of:
    - the amount of the credit,
    - any unit price stated therein,
    - the expiry date,
    - the period for presentation, or
    - the latest shipment date or given period for shipment,
    any or all of which may be reduced or curtailed.
    The percentage for which insurance cover must be effected may be increased to provide the amount of cover stipulated in the credit or these articles.
    The name of the first beneficiary may be substituted for that of the applicant in the credit.
    If the name of the applicant is specifically required by the credit to appear in any document other than the invoice, such requirement must be reflected in the transferred credit.
    h. The first beneficiary has the right to substitute its own invoice and draft, if any, for those of a second beneficiary for an amount not in excess of that stipulated in the credit, and upon such substitution the first beneficiary can draw under the credit for the difference, if any, between its invoice and the invoice of a second beneficiary.
    i. If the first beneficiary is to present its own invoice and draft, if any, but fails to do so on first demand, or if the invoices presented by the first beneficiary create discrepancies that did not exist in the presentation made by the second beneficiary and the first beneficiary fails to correct them on first demand, the transferring bank has the right to present the documents as received from the second beneficiary to the issuing bank, without further responsibility to the first beneficiary.
    j. The first beneficiary may, in its request for transfer, indicate that honour or negotiation is to be effected to a second beneficiary at the place to which the credit has been transferred, up to and including the expiry date of the credit. This is without prejudice to the right of the first beneficiary in accordance with sub-article 38 (h).
    k. Presentation of documents by or on behalf of a second beneficiary must be made to the transferring bank.
    款項讓渡
    信用證未注明可轉(zhuǎn)讓,并不影響受益人根據(jù)所適用的法律規(guī)定,將該信用證項下其可能有權或可能將成為有權獲得的款項讓渡給他人的權利。本條只涉及款項的讓渡,而不涉及在信用證項下進行履行行為的權利讓渡。
    Assignment of Proceeds
    The fact that a credit is not stated to be transferable shall not affect the right of the beneficiary to assign any proceeds to which it may be or may become entitled under the credit, in accordance with the provisions of applicable law. This article relates only to the assignment of proceeds and not to the assignment of the right to perform under the credit.