英語聽力頻道為大家整理的英語聽力材料下載：在英國買房，供大家參考:)
Buying Property in the UK 在英國買房
Andrea: I'd love a country retreat.
Jean: 你想在英國買一棟鄉(xiāng)間莊園？
Andrea: Or how about a crash pad in the city?
Jean: 還是在城里買一套設施便利的公寓？
Andrea: Well by now you may have guessed that today we're looking at buying property in the UK.
Hello. I'm Andrea.
Jean: 大家好，我是董征。是的，我們一位中國的聽友想知道在英國如果年輕人想買房子是不是容易的一件事情。
Andrea: There has been a lot in the news here for the last few years about how difficult it is for young people to get a foot on the property ladder.
Jean: To get a foot on the property ladder 就是“踏上房地產階梯的第一步”。
Andrea: So we wanted to find out from an expert.
Insert
My name is Jonathan Keegan and I work for Rocodells Estate Agents. I've been an estate agent in the area for 10 years.
Jean: Jonathan 已經(jīng)作了十年的房地產商，我們請他介紹了一下如今英國年輕人買房的情況。
Insert
It seems to be gradually getting easier, certainly from maybe a year or two years ago. But most applicants would most probably need to have between a 15 and 25 percent deposit in order to buy a property and get a good mortgage rate. There are some mortgage lenders who will lend you money with a lesser deposit but it often means you’re paying back a higher rate of interest.
Andrea: So, like in China, it's been hard for young people to buy a property of their own. But accordingly to Jonathan, it is gradually getting easier.
Jean: 不過你最開始還是需要交至少百分之十五到二十五的首付 to put down a deposit.
Andrea: And if you put down a lesser deposit – a smaller deposit – then it just means that you'll have more interest to pay on your mortgage.
Jean: Interest on your mortgage 就是你按揭的利息。
Andrea: Gosh, 15 to 25 percent is a lot of money especially if a flat or house costs hundreds of thousands of pounds!
Jean: 那么在倫敦要買一套房到底需要多少錢呢？
Insert
It’s quite hard to give an average price across London because so many different regions command so many different prices. But taking into account where we’re based in South East London, you’re looking on average, a 2 bedroomed flat would be about 230 to 250 thousand. Your average 3 bedroom Victorian house being in the region of just above 300 thousand or possibly even as high as 350, 360 thousand.
Andrea: Jonathan tells us how much a flat can cost where he works in the South East of London.
Jean: But different regions command different prices 不同的地區(qū)房屋的價格也不一樣。
Andrea: If you were to buy something in Central London or in posh places like Chelsea or Mayfair, you can even pay millions!
Jean: 所以在這種房價高昂的地方年輕人來買房子的就很少見了。
Andrea: So are there any schemes in Britain to help young people buy property?
Insert
There are some schemes in place like shared ownership where government or private equity will lend you some money. But they will also take some of your equity when you come to decide to sell the property.
Jean: 現(xiàn)在也有不少年輕人在初次買房的時候選擇了分享房屋所有權的辦法。這是英國政府的一項新舉措，幫助積蓄不多的年輕人買到自己的第一套房。這一舉措是由政府直接貸款給買房者買房，而到了要賣這套房子的時候政府是持有者所房產的一定所有權證券equity.
Andrea: And of course the other option for many young people is to rent.
Insert
You'll always find a good selection of properties in London to rent. And again, obviously different areas will command different prices.
Andrea: So to buy or to rent? How about you Jean?
Jean: I'm still renting at the moment。房子倒來倒去我做不來，還是計劃等找到最理想的再買。
Andrea: I was very lucky because I bought my first property with my husband many years ago and that made it a lot easier. But it must be a nightmare if you are a first-time buyer right now.
Jean: A first-time buyer 首次買房者。下面是倫敦房地產商Jonathan 給首次買房者的一些建議和忠告。
Insert
Certainly one of the first things is save hard. The more money you can put down as a deposit in order to buy a property, the easier it will become for you to find a property you like and you’re able to easily afford. I’d also advise shopping around and having a chat with different mortgage brokers and different mortgage companies and trying to get the best mortgage deal available. And just make sure it’s all explained to you properly so you really know what you’re entering into before you go ahead and buy a property.
Andrea: Jonathan's advice is to save hard.
Jean: Save hard 努力攢錢。
Andrea: You need to find a property you can easily afford.
Jean: Easily afford 容易負擔得起的。
Andrea: Shop around for the best mortgage.
Jean: Shop around 多到幾處看看。
Andrea: And last but not least – make sure you know what you’re entering into.
Jean: Good advice!
Andrea: It's now time for us to go, so until the next time we answer another one of your questions about Britain, it's goodbye from both of us at BBC Learning English.
Jean: Bye!
詞匯學習：
1. to get a foot on the property ladder 登上房地產階梯的第一步
2. to put down a deposit 交付首付
3. interest on your mortgage 買房貸款的利息
4. different regions command different prices 不同地區(qū)價格不同
5. equity 股票，證券
6. first-time buyer 首次買房者
Buying Property in the UK 在英國買房
Andrea: I'd love a country retreat.
Jean: 你想在英國買一棟鄉(xiāng)間莊園？
Andrea: Or how about a crash pad in the city?
Jean: 還是在城里買一套設施便利的公寓？
Andrea: Well by now you may have guessed that today we're looking at buying property in the UK.
Hello. I'm Andrea.
Jean: 大家好，我是董征。是的，我們一位中國的聽友想知道在英國如果年輕人想買房子是不是容易的一件事情。
Andrea: There has been a lot in the news here for the last few years about how difficult it is for young people to get a foot on the property ladder.
Jean: To get a foot on the property ladder 就是“踏上房地產階梯的第一步”。
Andrea: So we wanted to find out from an expert.
Insert
My name is Jonathan Keegan and I work for Rocodells Estate Agents. I've been an estate agent in the area for 10 years.
Jean: Jonathan 已經(jīng)作了十年的房地產商，我們請他介紹了一下如今英國年輕人買房的情況。
Insert
It seems to be gradually getting easier, certainly from maybe a year or two years ago. But most applicants would most probably need to have between a 15 and 25 percent deposit in order to buy a property and get a good mortgage rate. There are some mortgage lenders who will lend you money with a lesser deposit but it often means you’re paying back a higher rate of interest.
Andrea: So, like in China, it's been hard for young people to buy a property of their own. But accordingly to Jonathan, it is gradually getting easier.
Jean: 不過你最開始還是需要交至少百分之十五到二十五的首付 to put down a deposit.
Andrea: And if you put down a lesser deposit – a smaller deposit – then it just means that you'll have more interest to pay on your mortgage.
Jean: Interest on your mortgage 就是你按揭的利息。
Andrea: Gosh, 15 to 25 percent is a lot of money especially if a flat or house costs hundreds of thousands of pounds!
Jean: 那么在倫敦要買一套房到底需要多少錢呢？
Insert
It’s quite hard to give an average price across London because so many different regions command so many different prices. But taking into account where we’re based in South East London, you’re looking on average, a 2 bedroomed flat would be about 230 to 250 thousand. Your average 3 bedroom Victorian house being in the region of just above 300 thousand or possibly even as high as 350, 360 thousand.
Andrea: Jonathan tells us how much a flat can cost where he works in the South East of London.
Jean: But different regions command different prices 不同的地區(qū)房屋的價格也不一樣。
Andrea: If you were to buy something in Central London or in posh places like Chelsea or Mayfair, you can even pay millions!
Jean: 所以在這種房價高昂的地方年輕人來買房子的就很少見了。
Andrea: So are there any schemes in Britain to help young people buy property?
Insert
There are some schemes in place like shared ownership where government or private equity will lend you some money. But they will also take some of your equity when you come to decide to sell the property.
Jean: 現(xiàn)在也有不少年輕人在初次買房的時候選擇了分享房屋所有權的辦法。這是英國政府的一項新舉措，幫助積蓄不多的年輕人買到自己的第一套房。這一舉措是由政府直接貸款給買房者買房，而到了要賣這套房子的時候政府是持有者所房產的一定所有權證券equity.
Andrea: And of course the other option for many young people is to rent.
Insert
You'll always find a good selection of properties in London to rent. And again, obviously different areas will command different prices.
Andrea: So to buy or to rent? How about you Jean?
Jean: I'm still renting at the moment。房子倒來倒去我做不來，還是計劃等找到最理想的再買。
Andrea: I was very lucky because I bought my first property with my husband many years ago and that made it a lot easier. But it must be a nightmare if you are a first-time buyer right now.
Jean: A first-time buyer 首次買房者。下面是倫敦房地產商Jonathan 給首次買房者的一些建議和忠告。
Insert
Certainly one of the first things is save hard. The more money you can put down as a deposit in order to buy a property, the easier it will become for you to find a property you like and you’re able to easily afford. I’d also advise shopping around and having a chat with different mortgage brokers and different mortgage companies and trying to get the best mortgage deal available. And just make sure it’s all explained to you properly so you really know what you’re entering into before you go ahead and buy a property.
Andrea: Jonathan's advice is to save hard.
Jean: Save hard 努力攢錢。
Andrea: You need to find a property you can easily afford.
Jean: Easily afford 容易負擔得起的。
Andrea: Shop around for the best mortgage.
Jean: Shop around 多到幾處看看。
Andrea: And last but not least – make sure you know what you’re entering into.
Jean: Good advice!
Andrea: It's now time for us to go, so until the next time we answer another one of your questions about Britain, it's goodbye from both of us at BBC Learning English.
Jean: Bye!
詞匯學習：
1. to get a foot on the property ladder 登上房地產階梯的第一步
2. to put down a deposit 交付首付
3. interest on your mortgage 買房貸款的利息
4. different regions command different prices 不同地區(qū)價格不同
5. equity 股票，證券
6. first-time buyer 首次買房者