五、信用證結(jié)算的特征(考試重點)
信用證結(jié)算有三個方面的基本特征：
1. the issuing bank has the primary liability for payment 開證行負有首要付款的責(zé)任。
注釋：primary: 主[首]要的, 第一(位)的
2. L/C is a self-sufficient instrument 信用證是一種自給自足的結(jié)算工具。
注釋：self-sufficient: 自給自足的 instrument: 工具，手段，方法
3. L/C is simply a document transaction. 信用證是簡單的單證交易。
英文原文：The relevant parties deal with documents only, rather than with the goods or services. If the goods do not conform to the documents after the applicant pays the issuing bank, the applicant can only take this matter up with the defaulting parties. It has nothing to do with the bank. However, if the goods are in order, but the documents are not correct, the issuing bank and the applicant have the right to refuse to pay the seller.
注釋：relevant: 相關(guān)的，有關(guān)聯(lián)的 deal with: 處理，安排，涉及 rather than: 而不是 conform to: 遵照，符合 take up a matter with：與…交涉 defaulting party: 違約方，為履行合同的一方 (defaulting: 違約，不履行義務(wù)) have nothing to do with: 與…無關(guān) be in order: 整齊, 狀況良好, 適宜correct: 正確的 have the right to (do sth)：有權(quán)做(某事)
課文意思：信用證的相關(guān)各方只需處理單證方面事宜，而不需處理貨物或者服務(wù)。如果貨物在申請人向開證行付款后發(fā)現(xiàn)與單證不符，申請人只能與違約方進行交涉。與銀行無關(guān)。但是，如果貨物狀況良好，但是單證有誤，開證行和申請人均有權(quán)拒絕向賣方付款。
信用證結(jié)算有三個方面的基本特征：
1. the issuing bank has the primary liability for payment 開證行負有首要付款的責(zé)任。
注釋：primary: 主[首]要的, 第一(位)的
2. L/C is a self-sufficient instrument 信用證是一種自給自足的結(jié)算工具。
注釋：self-sufficient: 自給自足的 instrument: 工具，手段，方法
3. L/C is simply a document transaction. 信用證是簡單的單證交易。
英文原文：The relevant parties deal with documents only, rather than with the goods or services. If the goods do not conform to the documents after the applicant pays the issuing bank, the applicant can only take this matter up with the defaulting parties. It has nothing to do with the bank. However, if the goods are in order, but the documents are not correct, the issuing bank and the applicant have the right to refuse to pay the seller.
注釋：relevant: 相關(guān)的，有關(guān)聯(lián)的 deal with: 處理，安排，涉及 rather than: 而不是 conform to: 遵照，符合 take up a matter with：與…交涉 defaulting party: 違約方，為履行合同的一方 (defaulting: 違約，不履行義務(wù)) have nothing to do with: 與…無關(guān) be in order: 整齊, 狀況良好, 適宜correct: 正確的 have the right to (do sth)：有權(quán)做(某事)
課文意思：信用證的相關(guān)各方只需處理單證方面事宜，而不需處理貨物或者服務(wù)。如果貨物在申請人向開證行付款后發(fā)現(xiàn)與單證不符，申請人只能與違約方進行交涉。與銀行無關(guān)。但是，如果貨物狀況良好，但是單證有誤，開證行和申請人均有權(quán)拒絕向賣方付款。