Whatcanyoudousingthepersonalsettlementaccount?您用結(jié)算

According to the unified regulation of PBC, the following businesses must be handled at banks through the personal settlement account:
    -Accepting inward fund transfer from any other person or unit (such as agency salary payment account, accepting remittance from any other person or unit);
    -Money transfer from any other account under its own name (including its own current saving account and settlement account);
    -Outward account transfer and remittance (money transfer to any other person or unit);
    -Credit card consumption (consumption and online shopping through Peony Money Link Card or "Elite Club" account card);
    -Payment of charges (for telephone fee and mobile phone fee);
    -Investment (T-bond, funds, insurance and securities purchase);
    -Loan (the granting and repayment of various loans including housing loan, auto loan and unsecured loan);
    -Handling credit card or personal check. 按人民銀行統(tǒng)一規(guī)定，您在銀行辦理如下業(yè)務(wù)時(shí)須通過(guò)結(jié)算賬戶辦理： 　　
    －接受他人或單位的資金轉(zhuǎn)入（如代發(fā)工資賬戶、接收他人或單位的匯款）
    －給本人名下的其他賬戶轉(zhuǎn)帳匯款（包括本人的活期儲(chǔ)蓄賬戶和結(jié)算賬戶）
    －對(duì)外轉(zhuǎn)賬/匯款（給他人或單位轉(zhuǎn)賬匯款）　　
    －刷卡/消費(fèi)（通過(guò)牡丹靈通卡/理財(cái)金賬戶卡刷卡消費(fèi)或網(wǎng)上購(gòu)物）
    －繳費(fèi)（繳納電話費(fèi)、手機(jī)費(fèi)等）
    －投資（購(gòu)買(mǎi)國(guó)債、基金、保險(xiǎn)，證券投資等）
    －貸款（住房貸款、汽車貸款、信用貸款等多種貸款的發(fā)放和償還）　　
    －辦理信用卡、個(gè)人支票