Time-demand optional deposit is defined as one that does not have a definite term with the minimum amount of 50 RMB yuan in the account; that depositors can make deposits or withdrawals at any time without subject to amount limits after you are issued a deposit certificate or deposit passbook by the savings office. The certificate of deposit has two kinds: registered or unregistered. The unregistered certificate can't be reported loss. The passbook must be registered. The registered certificate or passbook can be reported loss.
定活兩便儲蓄存款是指不確定存期，起存金額為50元人民幣，開戶后由儲蓄機(jī)構(gòu)發(fā)給存單或存折，存戶憑存單（折）存取款，存取金額不受限制的一種儲蓄方式。存單有兩種類型：記名存單和不記名存單。不記名存單不能掛失。存折必須記名，記名存單（折）可以掛失。
定活兩便儲蓄存款是指不確定存期，起存金額為50元人民幣，開戶后由儲蓄機(jī)構(gòu)發(fā)給存單或存折，存戶憑存單（折）存取款，存取金額不受限制的一種儲蓄方式。存單有兩種類型：記名存單和不記名存單。不記名存單不能掛失。存折必須記名，記名存單（折）可以掛失。