閱讀輔導:交通銀行概況四

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英文: About Bank of Communications(4)
    Healthy structure and networking
    BOCOM has a nationwide and internationally oriented structure and business network, with branches and outlets in developed regions, central cities and international financial centers. On the Chinese mainland, there are 27 provincial branches, seven of which come directly under the head office, 58 sub-branches under the provincial banking jurisdictions. There are 137 cities where sub-branches (there are 45 county-level sub-branches with independent accounting in addition to the above 92 sub-branches) with a total of nearly 2,607 BOCOM outlets in operation. BOCOM has set up branches in New York, Tokyo, Hong Kong, Singapore and Seoul as well as representative offices in London and Frankfurt. We have also established agency relations with 1,751 branches of 819 banks in 107 countries. BOCOM has a staff of nearly 60,000 employees.
    Advanced operation and management
    BOCOM adheres to the business philosophy of “Development is the absolute principle, the bank’s priority business; quality is the absolute requirement, the bank’s priority obligation; and efficiency is the absolute task, the bank’s priority target”. BOCOM places equal emphasis on business development and risk control. We have implemented an incentive and requirement system centering on evaluation of capital performance, set up a comprehensive risk management system for furthering the rebuilding our organization structure and promoting the vertical reform of business management. BOCOM has completed China’s leading data concentration project. At the same time, in accordance with the instruction by Vice Premier Huang Ju’s “mutual understanding, mutual benefits, extended cooperation and common development”, BOCOM has been closely working with HSBC, which brings a positive influence in the business operation and management of BOCOM.
    中文:交行概況(四)
    健全的機構網絡
    交通銀行擁有輻射全國、面向海外的機構體系和業(yè)務網絡。分支機構布局覆蓋經濟發(fā)達地區(qū)、經濟中心城市和國際金融中心。截至2005年末,交通銀行共有境內分行92家,包括省分行27家、直屬分行7家、省轄分(支)行58家,營業(yè)機構2607個,分布在137個城市(除92家分行外還有45家非單獨核算的縣級城市支行)。在紐約、東京、香港、新加坡、漢城設有分行,在倫敦、法蘭克福設有代表處。與全球一百多個國家和地區(qū)約819家銀行建立了代理行關系。全行員工近6萬人。
    先進的經營管理
    交通銀行秉承“發(fā)展是硬道理,是第一要務;質量是硬約束,是第一責任;效益是硬任務,是第一目標”的經營理念,始終堅持業(yè)務發(fā)展和風險控制并重,實施了以經濟資本績效考核為核心的激勵約束機制;建立了全面的風險管理體制;推進了組織架構再造和業(yè)務管理的垂直化改造;建設了在國內處于水平的數據大集中工程。同時,按照“互諒互讓、互惠互利、長期合作、共同發(fā)展”的要求,交通銀行與匯豐銀行的合作緊密而富有成效,先進的理念、技術、產品不斷引進,對提升交通銀行的經營管理水平產生了十分積極的影響。