英文： About Bank of Communications(6)
Sound financial status
While carrying on its tradition in the past 18 years, BOCOM has been constantly innovating and serving the community in good faith with high-quality services. We have have kept growing in economic terms and we positioned to take the lead in the industry in China. In 2004, BOCOM set at a record high in business results, with both total assets and total deposits exceeding RMB 1 trillion and bad assets dropping to within 3%. In the first half of 2005, BOCOM’s business results once again reached a new level of achievement. At the end of June 2005, BOCOM’s capital adequacy ratio reached 11.29%, of which the core capital adequacy ratio was 8.68%; total assets reached RMB 1,292.5 billion, representing an increase of 63 times over RMB 20.1 billion at the time of reorganization. Balances of various deposits reached RMB 1,147.5 billion. Also in the first half of 2005, BOCOM recorded an after-tax profit of RMB 4.605 billion and has now been developed into the fifth largest commercial bank in China, trailing only the four state-owned banks. In terms of total assets, BOCOM ranked 89 among 1,000 large banks across the world, consolidating its place within the top 100 global banking institutions.
BOCOM’s history of excellence is a testament to the tradition of its century-old banking pedigree and continues to serve BOCOM well as it sets off to a new journey. BOCOM is speeding up its strategic transformation toward a first-class modern banking enterprise. We are ready to share our century of service excellence with you and will honor our commitment in providing you with better services, creating shareholder value and making greater contributions to the community.
中文：交行概況(六)
良好的財務狀況
交通銀行始終堅持繼承與創(chuàng)新并重，以誠信立行，以服務取勝，不斷開拓，銳意進取，自身規(guī)模不斷擴大，綜合實力日益增強，財務狀況在國內同業(yè)中居于水平。2005年，交通銀行抓住境外成功上市后品牌和市場形象提升的有利時機，加快業(yè)務拓展步伐，經營活力充分顯現，各項業(yè)務實現健康快速協調發(fā)展。截至2005年末，交通銀行資本充足率與核心資本充足率分別達到11.20%和8.78%，資產規(guī)模達到14,234.4億元，較重新組建初期的201億元增長70倍；存貸款總額分別達到12,208.4億元和7,713.7億元；實現稅后利潤92.5億元；資產回報率（ROA）和股東權益回報率（ROE）分別達到0.65%和11.13%。不良貸款率為2.37％。交通銀行現為中國第五大商業(yè)銀行；按總資產排名，位列世界1000家大銀行的89位，已躋身全球銀行百強行列。
深厚的文化底蘊鑄就了交行百年的輝煌，百年交行已啟動新的航程。交通銀行正加快推進戰(zhàn)略轉型，朝著創(chuàng)辦一流現代金融企業(yè)的目標邁進！“交流融通，誠信永恒”是交通銀行與您的共同心聲，交通銀行將為此不懈努力，為客戶提供更好的服務，為股東創(chuàng)造更多的價值，為社會做出更大的貢獻！
Sound financial status
While carrying on its tradition in the past 18 years, BOCOM has been constantly innovating and serving the community in good faith with high-quality services. We have have kept growing in economic terms and we positioned to take the lead in the industry in China. In 2004, BOCOM set at a record high in business results, with both total assets and total deposits exceeding RMB 1 trillion and bad assets dropping to within 3%. In the first half of 2005, BOCOM’s business results once again reached a new level of achievement. At the end of June 2005, BOCOM’s capital adequacy ratio reached 11.29%, of which the core capital adequacy ratio was 8.68%; total assets reached RMB 1,292.5 billion, representing an increase of 63 times over RMB 20.1 billion at the time of reorganization. Balances of various deposits reached RMB 1,147.5 billion. Also in the first half of 2005, BOCOM recorded an after-tax profit of RMB 4.605 billion and has now been developed into the fifth largest commercial bank in China, trailing only the four state-owned banks. In terms of total assets, BOCOM ranked 89 among 1,000 large banks across the world, consolidating its place within the top 100 global banking institutions.
BOCOM’s history of excellence is a testament to the tradition of its century-old banking pedigree and continues to serve BOCOM well as it sets off to a new journey. BOCOM is speeding up its strategic transformation toward a first-class modern banking enterprise. We are ready to share our century of service excellence with you and will honor our commitment in providing you with better services, creating shareholder value and making greater contributions to the community.
中文：交行概況(六)
良好的財務狀況
交通銀行始終堅持繼承與創(chuàng)新并重，以誠信立行，以服務取勝，不斷開拓，銳意進取，自身規(guī)模不斷擴大，綜合實力日益增強，財務狀況在國內同業(yè)中居于水平。2005年，交通銀行抓住境外成功上市后品牌和市場形象提升的有利時機，加快業(yè)務拓展步伐，經營活力充分顯現，各項業(yè)務實現健康快速協調發(fā)展。截至2005年末，交通銀行資本充足率與核心資本充足率分別達到11.20%和8.78%，資產規(guī)模達到14,234.4億元，較重新組建初期的201億元增長70倍；存貸款總額分別達到12,208.4億元和7,713.7億元；實現稅后利潤92.5億元；資產回報率（ROA）和股東權益回報率（ROE）分別達到0.65%和11.13%。不良貸款率為2.37％。交通銀行現為中國第五大商業(yè)銀行；按總資產排名，位列世界1000家大銀行的89位，已躋身全球銀行百強行列。
深厚的文化底蘊鑄就了交行百年的輝煌，百年交行已啟動新的航程。交通銀行正加快推進戰(zhàn)略轉型，朝著創(chuàng)辦一流現代金融企業(yè)的目標邁進！“交流融通，誠信永恒”是交通銀行與您的共同心聲，交通銀行將為此不懈努力，為客戶提供更好的服務，為股東創(chuàng)造更多的價值，為社會做出更大的貢獻！