The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit and withdrawal. According to the different methods of deposit and withdrawal, there are five types of savings deposit: current passbook deposit, current check deposit, time-demand optional deposit, debit card deposit and notice deposit.
活期儲蓄存款是指不確定存期、客戶可隨時(shí)存取款、存取金額不限的一種儲蓄方式。按其存取款方式,活期儲蓄存款又可分為活期存折存款、活期支票存款、定活兩便存款、借記卡及通知存款等。
I.Definition
Notice deposit is defined as one that does not have definite term when making deposits and the types are chosen in advance (now there are two types: one day notice deposit and seven days notice deposit), and you must inform the bank before the withdrawal of the date and amount of withdrawal. Usually the minimum amount of notice deposit is 50,000 RMB yuan in a lump sum with the minimum withdrawal sum not less than 50,000 RMB yuan each time. You can deposit money in a lump sum and withdraw money in a lump sum or by several times.
一、定義
通知儲蓄存款是一種存款人在存入款項(xiàng)時(shí)不約定存期,預(yù)先確定品種(目前分一天通知儲蓄存款、七天通知儲蓄存款兩個(gè)品種),支取時(shí)需提前通知銀行,約定支取日期及金額的儲蓄存款方式。一般5萬元起存,最低支取金額5萬元,一次存入,可分一次或多次支取的儲蓄存款。
II.Service Features
Notice deposit is the most basic and conventional method of bank deposit. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the notice deposit is taken as the basis of clients’ financial asset managements.
二、業(yè)務(wù)特點(diǎn)
通知儲蓄存款是銀行最基本、常用的存款方式,客戶可隨時(shí)存取款,自由、靈活調(diào)動資金,是客戶進(jìn)行各項(xiàng)理財(cái)活動的基礎(chǔ)?! ?BR>
活期儲蓄存款是指不確定存期、客戶可隨時(shí)存取款、存取金額不限的一種儲蓄方式。按其存取款方式,活期儲蓄存款又可分為活期存折存款、活期支票存款、定活兩便存款、借記卡及通知存款等。
I.Definition
Notice deposit is defined as one that does not have definite term when making deposits and the types are chosen in advance (now there are two types: one day notice deposit and seven days notice deposit), and you must inform the bank before the withdrawal of the date and amount of withdrawal. Usually the minimum amount of notice deposit is 50,000 RMB yuan in a lump sum with the minimum withdrawal sum not less than 50,000 RMB yuan each time. You can deposit money in a lump sum and withdraw money in a lump sum or by several times.
一、定義
通知儲蓄存款是一種存款人在存入款項(xiàng)時(shí)不約定存期,預(yù)先確定品種(目前分一天通知儲蓄存款、七天通知儲蓄存款兩個(gè)品種),支取時(shí)需提前通知銀行,約定支取日期及金額的儲蓄存款方式。一般5萬元起存,最低支取金額5萬元,一次存入,可分一次或多次支取的儲蓄存款。
II.Service Features
Notice deposit is the most basic and conventional method of bank deposit. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the notice deposit is taken as the basis of clients’ financial asset managements.
二、業(yè)務(wù)特點(diǎn)
通知儲蓄存款是銀行最基本、常用的存款方式,客戶可隨時(shí)存取款,自由、靈活調(diào)動資金,是客戶進(jìn)行各項(xiàng)理財(cái)活動的基礎(chǔ)?! ?BR>