英語閱讀：個人購置住房貸款

Personal house purchase loan means a loan lent by bank to the borrower for purchasing a self-used common housing.
    個人購置住房貸款是指銀行向借款人發(fā)放的用于購買自用普通住房的貸款。
    The prospective borrower of personal housing loan should be a natural person having a complete civil capacity.
    個人購置住房貸款對象應(yīng)是具有完全民事行為能力的自然人。