金融英語(yǔ)詞匯每日一新(十六)

字號(hào):

annual mortgagor statement [房] 抵押人年度報(bào)表  
    Document sent by the lender to the mortgagor each year which sets out amounts paid for principal, interest and taxes in the given year and the amount still owing on the principal of the mortgage at the end of the year.  
    由貸款人每年寄給借款者的文件,陳述在該年中已經(jīng)支付的本金、利息和稅,以及到年底仍然欠房屋貸款的本金額。
    annual percentage rate (APR) [銀] 年百分率   The yearly cost of a mortgage, including interest, mortgage insurance, and the origination fee (points), expressed as a percentage. 
    用百分比表示的抵押貸款的年成本,包括利率成本、抵押保險(xiǎn)和融資費(fèi)用(點(diǎn)數(shù))。
    annual percentage yield (APY)[銀] 年溢率百分比   The rate of return on an investment for a one-year period. 
    以一年為期限計(jì)算的投資回報(bào)率。
    annual report [證] 年報(bào) ,年度報(bào)告  
    Yearly record of a publicly held company's financial condition
    是指企業(yè)向公眾、股東發(fā)布的該年經(jīng)營(yíng)效益與財(cái)務(wù)狀況的綜合報(bào)告。其中包括損益表、資產(chǎn)負(fù)債表等。一家公司每年一度的財(cái)務(wù)營(yíng)運(yùn)報(bào)告。年報(bào)的內(nèi)容包括資產(chǎn)負(fù)債表、損益表、審計(jì)師報(bào)告以及公司業(yè)務(wù)的概要。同annual financial statement。
    annualize v. [會(huì)] 年度化 大 
    To convert anything into a yearly figure. Eg. if profits are reported as running at $10k a quarter, then they would be $40k if annualized. If a credit card interest rate was quoted as 1% a month, it would be annualized as 12%. 
    將不足一年的回報(bào)率轉(zhuǎn)為全年回報(bào)率。將不足一年的稅務(wù)期轉(zhuǎn)為每年一度