如何在國(guó)外銀行開(kāi)立帳戶(hù)

字號(hào):


    Cindy: Hi, I'd like to open an account.
    辛蒂:我想開(kāi)個(gè)賬戶(hù)。
    Bank Clerk: A deposit or current account?
    銀行職員:定期還是活期?
    Cindy: Current account, please.
    辛蒂:請(qǐng)給我開(kāi)個(gè)活期的。
    Bank Clerk: OK. Please fill out this form with the necessary information.
    銀行職員:好的。請(qǐng)先在這個(gè)表格里填寫(xiě)一些必要的個(gè)人信息。
    Cindy: Alright, should I sign my name here?
    辛蒂:好的,我在這里簽名嗎?
    Bank Clerk: Yes, right on that blank there. Please choose a pass code of six numbers and confirm it.
    銀行職員:是的,簽在客戶(hù)欄。請(qǐng)您設(shè)置一個(gè)六位數(shù)密碼并確認(rèn)。
    Cindy: Is there a minimum for the first deposit?
    辛蒂:第一次儲(chǔ)蓄有最低限額嗎?
    Bank Clerk: The minimum deposit for a savings account is 10 yuan and you should always have at least 10 yuan in your account.
    銀行職員:儲(chǔ)蓄存款的最低存款額是10元, 而且您需要在賬戶(hù)內(nèi)留有10元現(xiàn)金。
    Bank Clerk: Here are your card and passbook. Please bring either one when you deposit or draw money. Keep them well and inform us if you lose them.
    銀行職員:這是您的卡和存折,存取款時(shí)請(qǐng)帶來(lái)。保管好存折,如有遺失請(qǐng)及時(shí)告訴我們。
    Cindy: OK, thank you.
    辛蒂:好的,謝謝。
    Bank Clerk: You can withdraw money from any bank or ATM that has a Union Pay sign.
    銀行職員:您可以在任何有銀聯(lián)標(biāo)志的銀行或自動(dòng)取款機(jī)上取款。
    Cindy: That's great. But do I need to pay a fee when I withdraw money from other banks?
    辛蒂:太好了。那我跨行取款是否要交手續(xù)費(fèi)呢?
    Bank Clerk: Two yuan each time.
    銀行職員:每次交易收取兩元手續(xù)費(fèi)。
    Cindy: I see. Thanks a lot.
    辛蒂:明白了,謝謝你。
    1 current account 活期賬戶(hù),與其對(duì)應(yīng)的是定期賬戶(hù)deposit account
    例句:
    The current account is popular with most white collar workers in our company. It is a more flexible and convenient to arrange money.
    我們公司的白領(lǐng)大部分都用的是活期賬戶(hù),它能讓我們用錢(qián)的時(shí)候更加靈活方便。
    2 minimum 作名詞為最小值,也可作形容詞,最小限度的。
    例句:
    Repairing your car will cost a minimum of 100 dollars.
    修你的汽車(chē)最少要花100美金。
    He just passed the university's minimum qualifications.
    他剛剛過(guò)大學(xué)的錄取分?jǐn)?shù)線(xiàn)。
    3 inform 通知、通報(bào)。常用的短語(yǔ)搭配有inform sb. of sth.通知某人某事;keep sb. informed 通知某人
    例句:
    The police promised to inform the relatives of the progress of the kidnapping investigation.
    警方許諾將綁架的最新進(jìn)展通知家屬。
    We will keep you informed if anything new happens.
    如果有新鮮事發(fā)生,我們會(huì)告訴你的。
    4 withdraw money from… 從某處取錢(qián)
    例句:
    You'd better travel with a card instead of a large amount of cash so you can withdraw money form any bank.
    出去旅游的時(shí)候你帶張銀行卡,這樣就不用帶那么多現(xiàn)金在身上,也可以從任何一家銀行取到錢(qián)。
    5 ATM:automated teller machine 自動(dòng)取款機(jī)
    例句:
    I can just take a card when I go shopping since all the shopping malls are equipped with ATM's nowadays.
    現(xiàn)在的所有的商場(chǎng)都裝了自動(dòng)取款機(jī),所以我去購(gòu)物的時(shí)候帶張卡就足夠了。
    6 Union Pay銀聯(lián),另外還有兩家國(guó)際信用卡組織是Visa維薩和Master card萬(wàn)事達(dá)。他們都是國(guó)際信用卡組織,本身并不發(fā)卡,由其會(huì)員金融機(jī)構(gòu)發(fā)行各種支付工具,包括信用卡、借記卡、公司卡、商務(wù)卡及采購(gòu)卡。
    例句:
    The Bank of New Zealand has signed a contract with China Union Pay stipulating that customers can use their Union Pay cards in ATM's in New Zealand.
    新西蘭銀行已與中國(guó)銀聯(lián)簽訂協(xié)議,銀聯(lián)用戶(hù)可以在新西蘭自動(dòng)取款機(jī)辦理業(yè)務(wù)。