NotesOnFinancialExpressions-A(16)金融專業(yè)術(shù)語注解

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英語詞匯 中文釋義 詳細注解
    agency risk 代理風險 指公司的經(jīng)理人員沒有以股東利益為考量的行為。例如經(jīng)理人選擇風險極低而潛在利潤也極有限的投資方案。
    agency security 代理證券 1.由中央政府附屬的機構(gòu)所發(fā)行的證券。
    2.A security, usually a bond, issued by a U.S. government agency. Agency securities are exempt from state and local taxes. also called U.S. Government Agency Security.
    agency services 代理業(yè)務 屬銀行業(yè)務的一類。信托公司以及商業(yè)銀行附設(shè)的信托部所經(jīng)營的業(yè)務多為代理業(yè)務性質(zhì)。
    agency transaction 委托交易 A sale and purchase of bonds in which the dealer places bonds with the buyer on a commission basis rather than selling bonds that the dealer owns.
    agent 代理人 1.指代理國庫發(fā)行債券的機構(gòu)。
    2.根據(jù)授權(quán)者的指示,代為行使某些行為的個人或機構(gòu)。例如股東委托專業(yè)經(jīng)理人代為經(jīng)營公司,經(jīng)理人即為代理人;或如接受客戶指示代理客戶帳戶的證券交易之經(jīng)紀商或代理商。
    3.An individual or firm authorized to act on behalf of another (called the principal), such as by executing a transaction or selling and servicing an insurance policy. The agent does not assume any financial risk in the transaction, as a dealer would.
    agent bank 代理銀行 1.在銀行團聯(lián)合貸款中的代表銀行。代理銀行于貸款合約簽定后,成為借款人與參貸銀行之間溝通的橋梁,且負有管理該項貸款之責,包括通知銀行團成員有關(guān)借款人之借款要求、貸款利率之訂定、監(jiān)督借款人遵從貸款契約之規(guī)定等。代理銀行可透過這些服務之提供而獲取代理費用(agency fee)。
    2.銀行參與另一家機構(gòu)之信用卡發(fā)行計劃而成為該發(fā)行機構(gòu)之代理銀行。
    3在國際貿(mào)易押匯業(yè)務上,代表另一家銀行收取款項的銀行。
    4.A bank that has been authorized by an individual to act as his/her agent. An agent bank would typically provide services such as back-office operations, processing of credit applications, and verification services.
    agent commission 代理傭金 進出口商對其代理人支付的報酬??煞譃槌隹诖韨蚪鸷瓦M口代理傭金。支付代理傭金時必須注意外匯管制問題,因為有些國家規(guī)定,對外國代理商支付的傭金不得超過貿(mào)易額的若干百分比。
    agent fee 代理費 中長期銀團貸款的借款人付給代理行的報酬。
    age-weighted plan 年齡加權(quán)退休金計劃 A retirement plan characterized by the fact that both the age and compensation level of an employee are used to determine benefits. Usually the weighting is toward older employees, who therefore accumulate more benefits per year.
    aggregate corporation 社團法人 A corporation with more than one shareholder.