Loans are the most important part of a bank's income. Unlike deposits where the bank has to provide security and also provide compensation in the form of interest, a loan is a form of investment for the bank? Banks make the majority of their revenue by the difference between the deposit and loan interest rates. Loans may be important to a bank, however they carry the greatest risk. The main problem with loans is when they are given to customers that don't have the ability to repay them.
貸款是銀行收入的重要部分。在存款時(shí)，銀行提供安全保障，同時(shí)以利息的形式提供補(bǔ)償，而貸款是銀行的投資。銀行的主要收入來自存貸款的利差。貸款對銀行而言非常重要，但是風(fēng)險(xiǎn)同樣很大。貸款的主要問題是貸款客戶往往沒有能力還貸。
貸款是銀行收入的重要部分。在存款時(shí)，銀行提供安全保障，同時(shí)以利息的形式提供補(bǔ)償，而貸款是銀行的投資。銀行的主要收入來自存貸款的利差。貸款對銀行而言非常重要，但是風(fēng)險(xiǎn)同樣很大。貸款的主要問題是貸款客戶往往沒有能力還貸。