If you travel outside your native country, you need to change your own country's money for the money of the country you are visiting. You can exchange money at a bank or at an office of a tourist agency. Wherever you go, exchanging money puts you in touch with international finance. 如果你到國(guó)外去旅行，你需要把本國(guó)的貨幣兌換成所去國(guó)家的貨幣。你可以到銀行或一家旅行社去兌換貨幣。無(wú)論你走到哪里，兌換貨幣使你接觸到國(guó)際融資活動(dòng)。
Centuries ago, gold coins were used as money because gold is inherently valuable. Today, money is printed on paper. Gold is no longer used as money. Each country uses its own money -- currency, with names such as pound, mark, peso, lira, dollar, franc, yuan, and so on. If people with one national currency want to pay for something in another currency, they have to change their money into the other money. International finance is concerned with exchange rates between the moneys of various countries. Deciding the rate for the international exchange of money is one of the most complex aspects of international banking. International finance is also concerned with the monetary system underlying the exchange rate. 幾個(gè)世紀(jì)以前，由于金幣本身具有價(jià)值而作為貨幣使用。今天，紙幣出現(xiàn)，黃金不再當(dāng)作貨幣使用。各國(guó)使用本國(guó)的貨幣 --- 貨幣的名稱(chēng)有，比如，英鎊、馬克、比索、里拉、美元、法郎、元等等。如果，持有一國(guó)貨幣的人想購(gòu)買(mǎi)以另一國(guó)貨幣標(biāo)價(jià)的商品，他就必須把一種貨幣兌換成另一種貨幣。國(guó)際金融涉及到各國(guó)貨幣之間的兌換匯率問(wèn)題。決定國(guó)際貨幣兌換的比率是國(guó)際銀行業(yè)面臨的最復(fù)雜的問(wèn)題之一。國(guó)際金融還涉及到以外匯匯率為基礎(chǔ)的貨幣體系問(wèn)題。
Centuries ago, gold coins were used as money because gold is inherently valuable. Today, money is printed on paper. Gold is no longer used as money. Each country uses its own money -- currency, with names such as pound, mark, peso, lira, dollar, franc, yuan, and so on. If people with one national currency want to pay for something in another currency, they have to change their money into the other money. International finance is concerned with exchange rates between the moneys of various countries. Deciding the rate for the international exchange of money is one of the most complex aspects of international banking. International finance is also concerned with the monetary system underlying the exchange rate. 幾個(gè)世紀(jì)以前，由于金幣本身具有價(jià)值而作為貨幣使用。今天，紙幣出現(xiàn)，黃金不再當(dāng)作貨幣使用。各國(guó)使用本國(guó)的貨幣 --- 貨幣的名稱(chēng)有，比如，英鎊、馬克、比索、里拉、美元、法郎、元等等。如果，持有一國(guó)貨幣的人想購(gòu)買(mǎi)以另一國(guó)貨幣標(biāo)價(jià)的商品，他就必須把一種貨幣兌換成另一種貨幣。國(guó)際金融涉及到各國(guó)貨幣之間的兌換匯率問(wèn)題。決定國(guó)際貨幣兌換的比率是國(guó)際銀行業(yè)面臨的最復(fù)雜的問(wèn)題之一。國(guó)際金融還涉及到以外匯匯率為基礎(chǔ)的貨幣體系問(wèn)題。