美國的一家兒童銀行

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Many American students learn business skills in school. They read books about business and talk about business problems. Some students learn business skills by operating their own companies. Here is a story about some American students whose business is a bank.    許多美國學(xué)生在校期間都要學(xué)習(xí)一些做生意的技能。他們閱讀有關(guān)做生意的書籍,并談?wù)摌I(yè)務(wù)問題。有的學(xué)生通過經(jīng)營自己公司的途徑學(xué)會(huì)做生意。下面講述一個(gè)美國學(xué)生開辦銀行做業(yè)務(wù)的故事?!?BR>    In December 1987, the Twiglet Bank opened at an Elementary School in Miami, Florida. It is a real bank that accepts money for savings and makes loans, and it is operated entirely by ten, eleven and twelve-year-old 'students at the school. The bank is opened on the school campus for one hour two days a week. Students can put their money into the bank and withdraw it as they wish. Officials from a local bank help the students start the bank. They trained twenty-three of them to do all the different kinds of bank jobs, from counting money to guarding the bank. The students need money to start the bank. They raised more than $ 2000 by selling 50--dollar shares in the bank to parents, teachers, the local bank workers, and customers. Organizing and operating the bank has taught the children a lot about the banking business. They have learned about raising and investing money and how to use computers and other Banking equipment. They have also learned how to ask for a job and to be responsible for their job.    1987年12月,佛羅里達(dá)州邁阿密的一所小學(xué)開辦了特衛(wèi)格來特銀行。它是一家吸收儲(chǔ)蓄存款,發(fā)放貸款,全部由在校10-11歲學(xué)生經(jīng)營的實(shí)體銀行。該銀行設(shè)在校園內(nèi),每周兩天開辦一小時(shí)的業(yè)務(wù)。學(xué)生們把錢存放在銀行,需要時(shí)支取。一家當(dāng)?shù)劂y行的職員幫助學(xué)生開辦了這家銀行。他們培訓(xùn)了23名學(xué)生從事各種不同銀行崗位,從點(diǎn)鈔票到銀行保衛(wèi)工作等。學(xué)生們開辦銀行時(shí)需要資金,他們就向父母、老師,當(dāng)?shù)氐你y行職工及客戶出售面值為50美元的銀行股份,籌措到2000多美元大資金?;I建和經(jīng)營銀行教會(huì)了學(xué)生許多銀行業(yè)務(wù),學(xué)會(huì)了籌資、投資,如何使用計(jì)算機(jī)和其他銀行設(shè)備的學(xué)問。他們還學(xué)會(huì)了如何尋找工作,如何對(duì)自己的工作負(fù)責(zé)等學(xué)問?!?BR>