個人商用房貸款

Personal commercial housing loan means a loan lent by any bank to the borrower for it to purchase a self-operated commercial housing or a self-used official housing.
    個人商業(yè)用房貸款是指銀行向借款人發(fā)放的購置自營性商業(yè)用房和自用辦公用房的貸款。
    Any natural person having a complete civil capacity may apply for personal commercial housing loan to the bank.
    具有完全民事行為能力的自然人可向銀行申請辦理個人商業(yè)用房貸款。