詢問牡丹卡(對話二)

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    A:How can I get the benefits from a personal credit card?
    B:First of all,it saves more money to use a credit card than to use cash.So it is very helpful for families to finance.In addition,the card-issuing offices will count interests for the deposits with the credit card.
    A:Is it convenient to use?
    B:Of course.Any ATM provides 24-hour online self services.It is very convenient to do cash withdrawal,accounts checking,cipher amending and funds allocating,etc.
    A:Can I buy things with it?
    B:Yes,you can.A slight sweep over the POS terminal① with your Peony Card and several punches on the keyboard will effect your payment for consumption immediately.
    A:What should I do if I am in bad need of funds?
    B:You are relieved on the spot by using the credit borrowing functions of the Pony Card and obtain certain overdrafts.
    A:That's good.
    B:Try a Peony Card.
    A:個(gè)人信用卡有什么好處嗎?
    B:首先,使用信用卡比使用現(xiàn)金節(jié)省開支。是家庭理財(cái)?shù)暮脦褪?。此外,發(fā)卡機(jī)構(gòu)對信用卡存款計(jì)付利息。
    A:它使用方便嗎?
    B:當(dāng)然啦。ATM機(jī)提供24小時(shí)自助服務(wù)。支取現(xiàn)金、查詢賬戶、修改密碼、劃撥資金等業(yè)務(wù)操作便利。
    A:我可以用它來購物嗎?
    B:可以啊。只需將牡丹卡在POS機(jī)上輕輕一劃,再敲幾下件,即可完成消費(fèi)付款。
    A:如果我急需資金該怎么辦呢?
    B:您可以利用牡丹卡的信用借款功能獲取一定的透支便利,以解燃眉之急。
    A:那太好了。
    B:辦一張牡丹卡試試。
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    A:What benefits do the Peony Credit Card have for personal cardholders?
    B:You can purchase first and pay later.
    A:Is that so?
    B:Yes.In our city's downtown area,almost all big and middle-sized department stores,supermarkets,hotels and restaurants offer the installment payment service for Peony Card members. As a cardholder, you can make your choice according to your needs.
    A:How could I do when there is no funds in my card?
    B:Don't worry about it.There is minimum debit amount which may be outstanding on your Peony Card for purchase use.
    A:Then,how much can I overdraw from my personal ordinary card?
    B:5,000 to 20,000 yuan price range are available for you to choose.
    A:That's enough.
    B:Get a Peony Card as soon.
    A:牡丹信用卡對個(gè)人有什么好處呢?
    B:您可以先購物后付款。
    A:是這樣嗎?
    B:是的。在城區(qū),幾乎所有大中型的商場、超市,賓館飯店都為牡丹卡成員提供分期付款服務(wù)。作為持卡人,您可以根據(jù)需要選擇。
    A:如果卡上沒錢該怎么辦呢?
    B:不必?fù)?dān)心。您卡上有最低信用額度供您購物。
    A:那么我的這張普通卡能透支多少錢呢?
    B:商品金額5,000元至20,000元供您選擇。
    A:這就夠了。
    B:趕緊辦一張牡丹信用卡片。