New Words
employ vt.
idle adj.
safe n.
strongroom n.
charge n.
profit n. n.
shareholder n.
till n.
instantly adv.
transport vt.
reinforce vt.
sizeable adj.
chunk n.
treasury n.
advance n.
guarantee n.
quote vt.
precaution n. 單詞
雇用, 用, 使用
空閑的, 無用的
保險箱
保險庫
收費
利潤
股東
錢柜
立即地, 即刻地
傳送, 運輸
增加, 補充
相當大的, 大的
厚塊或大片
國庫，庫房
預付款
保證, 擔保
引證, 報（價）
預防措施, 防范
Phrases and Expressions
deal with…
is responsible for…
lie idle in his safes
to produce an income
meet the expenses
run the bank
earn a profit for shareholders
clearing bank
demand（for） 短語與詞組
和…打交道
對…負責
閑置在保險箱
產(chǎn)生效益；獲得收入
支付費用
經(jīng)營（管理）銀行
為股東獲得收益
清算銀行
需求（量）, 需要
Notes
1.The ways (how)banks employ their funds銀行是如何運用資金的（銀行運用資金的方式）
(1)banks employ their funds是定語從句，省略了關(guān)系副詞how
(2)funds n.①a sum of money or other resources set aside for a specific purpose:基金：為特定目的而撥出的錢款：
例：a pension fund.退休基金
②available money; ready cash:現(xiàn)金；預付金：
例：short on funds.現(xiàn)金短缺
2.He cannot keep his deposits lying idle in his safes and strongrooms銀行不能將存款一直閑置在保險箱和保險庫里
(1)keep vt.to cause to continue in a state, condition, or course of action:維持：使…保持某一狀態(tài)、情況或過程的動作
例：attempt to keep the patient calm試圖使病人鎮(zhèn)靜
(2)lying idle in his safes and strongrooms是分詞短語，在句中做賓語補足語
3. A banker also earns money from the charges which he makes for some of his services, but much the greater part of a bank's income comes from investing and lending its deposits.銀行還從其提供服務(wù)的手續(xù)費中獲得貨幣收入，除此而外，銀行的絕大部分收入是通過投資和出借儲蓄資金而獲得的。
(1) earn money from the charges從（其提供服務(wù)的）手續(xù)費中獲得貨幣收入
(2)but much(that):with the exception that; except that. Used to introduce a dependent clause:若非：除非；除此。用于引導一個獨立的從句
例：would have resisted but that they lacked courage.
如果不是缺乏勇氣她們會抵抗的
(3)動名詞短語investing and lending its deposits做介詞from的賓語，意思是"將儲蓄資金投資出去或借出去"
4. Their first concern is to see that they always have sufficient notes and coin in their tills, or in reserve, to meet instantly all the demands for cash that may be made upon them. 他們最關(guān)心的是確保錢柜里，或儲備有足夠的鈔票，迅速應(yīng)付可能發(fā)生的各種現(xiàn)金支取。
(1) concern n.有利害關(guān)系；所關(guān)切的事
例：The managing director's only concern was how to improve the quality of their products.
總經(jīng)理心里想的全是如何提高產(chǎn)品質(zhì)量。
(2)此句中的兩個動詞不定式短語to see that …,to meet instantly all the demands for…做系詞is的表語（并列關(guān)系）
(3)(the demand for cash)that may be made upon them是定語從句，修飾the demand…,變?yōu)橹鲃泳鋺?yīng)為make demand for cash upon them(banks)，意思是"（應(yīng)付客戶）向銀行提取現(xiàn)金的要求"
5.but this money is quickly returned to the banks by the shops and traders who receive it and who pay it into their own bank accounts. 但是這些錢很快通過收到款項的商店和商人回到銀行，存入他們自己的銀行戶頭。
(1)who…and who…引導定語從句
(2)pay it into their own bank accounts存入他們自己的銀行賬戶
6.To reinforce their cash reserves, banks keep another sizeable chunk of their money in assets which can be quickly turned back into money with little risk of loss. 為了增補現(xiàn)金儲備，銀行以資產(chǎn)的形式保存另外很大一部分資金；這些資產(chǎn)可以迅速轉(zhuǎn)變成現(xiàn)金，沒有什么損失風險。
(1)to reinforce their cash reserves是不定式短語，做目的狀語
(2)keep…money in assets以資產(chǎn)的形式保存…現(xiàn)金
(3)(assets) turn back into money（資產(chǎn)）轉(zhuǎn)變?yōu)楝F(xiàn)金
employ vt.
idle adj.
safe n.
strongroom n.
charge n.
profit n. n.
shareholder n.
till n.
instantly adv.
transport vt.
reinforce vt.
sizeable adj.
chunk n.
treasury n.
advance n.
guarantee n.
quote vt.
precaution n. 單詞
雇用, 用, 使用
空閑的, 無用的
保險箱
保險庫
收費
利潤
股東
錢柜
立即地, 即刻地
傳送, 運輸
增加, 補充
相當大的, 大的
厚塊或大片
國庫，庫房
預付款
保證, 擔保
引證, 報（價）
預防措施, 防范
Phrases and Expressions
deal with…
is responsible for…
lie idle in his safes
to produce an income
meet the expenses
run the bank
earn a profit for shareholders
clearing bank
demand（for） 短語與詞組
和…打交道
對…負責
閑置在保險箱
產(chǎn)生效益；獲得收入
支付費用
經(jīng)營（管理）銀行
為股東獲得收益
清算銀行
需求（量）, 需要
Notes
1.The ways (how)banks employ their funds銀行是如何運用資金的（銀行運用資金的方式）
(1)banks employ their funds是定語從句，省略了關(guān)系副詞how
(2)funds n.①a sum of money or other resources set aside for a specific purpose:基金：為特定目的而撥出的錢款：
例：a pension fund.退休基金
②available money; ready cash:現(xiàn)金；預付金：
例：short on funds.現(xiàn)金短缺
2.He cannot keep his deposits lying idle in his safes and strongrooms銀行不能將存款一直閑置在保險箱和保險庫里
(1)keep vt.to cause to continue in a state, condition, or course of action:維持：使…保持某一狀態(tài)、情況或過程的動作
例：attempt to keep the patient calm試圖使病人鎮(zhèn)靜
(2)lying idle in his safes and strongrooms是分詞短語，在句中做賓語補足語
3. A banker also earns money from the charges which he makes for some of his services, but much the greater part of a bank's income comes from investing and lending its deposits.銀行還從其提供服務(wù)的手續(xù)費中獲得貨幣收入，除此而外，銀行的絕大部分收入是通過投資和出借儲蓄資金而獲得的。
(1) earn money from the charges從（其提供服務(wù)的）手續(xù)費中獲得貨幣收入
(2)but much(that):with the exception that; except that. Used to introduce a dependent clause:若非：除非；除此。用于引導一個獨立的從句
例：would have resisted but that they lacked courage.
如果不是缺乏勇氣她們會抵抗的
(3)動名詞短語investing and lending its deposits做介詞from的賓語，意思是"將儲蓄資金投資出去或借出去"
4. Their first concern is to see that they always have sufficient notes and coin in their tills, or in reserve, to meet instantly all the demands for cash that may be made upon them. 他們最關(guān)心的是確保錢柜里，或儲備有足夠的鈔票，迅速應(yīng)付可能發(fā)生的各種現(xiàn)金支取。
(1) concern n.有利害關(guān)系；所關(guān)切的事
例：The managing director's only concern was how to improve the quality of their products.
總經(jīng)理心里想的全是如何提高產(chǎn)品質(zhì)量。
(2)此句中的兩個動詞不定式短語to see that …,to meet instantly all the demands for…做系詞is的表語（并列關(guān)系）
(3)(the demand for cash)that may be made upon them是定語從句，修飾the demand…,變?yōu)橹鲃泳鋺?yīng)為make demand for cash upon them(banks)，意思是"（應(yīng)付客戶）向銀行提取現(xiàn)金的要求"
5.but this money is quickly returned to the banks by the shops and traders who receive it and who pay it into their own bank accounts. 但是這些錢很快通過收到款項的商店和商人回到銀行，存入他們自己的銀行戶頭。
(1)who…and who…引導定語從句
(2)pay it into their own bank accounts存入他們自己的銀行賬戶
6.To reinforce their cash reserves, banks keep another sizeable chunk of their money in assets which can be quickly turned back into money with little risk of loss. 為了增補現(xiàn)金儲備，銀行以資產(chǎn)的形式保存另外很大一部分資金；這些資產(chǎn)可以迅速轉(zhuǎn)變成現(xiàn)金，沒有什么損失風險。
(1)to reinforce their cash reserves是不定式短語，做目的狀語
(2)keep…money in assets以資產(chǎn)的形式保存…現(xiàn)金
(3)(assets) turn back into money（資產(chǎn)）轉(zhuǎn)變?yōu)楝F(xiàn)金