New Words
interest n.
reward n.
borrower n.
lender n.
coexist vi.
credit n.
charge vt.
grant vt.
loan n.
ratio n.
amount n.
capital n.
annum n.
accumulation n.
fund n.
centralize vt.
unify vt.
management n.
implement v.
stipulate v.
effective a.
lever n.
balance n.
difference n.
income n. 單詞
利息
報(bào)酬；獎(jiǎng)金
借用人；借款人
出借人, 貸方
共存
信用，信貸
收費(fèi)
同意，準(zhǔn)予
（借出的）貸款
比，比率
合計(jì)，總額，數(shù)量
資本
年
積累；積聚
資金, 基金
集聚，集中
統(tǒng)一, 使成一體
經(jīng)營(yíng), 管理
執(zhí)行
規(guī)定, 保證
有效的
桿, 杠桿
收支差額，結(jié)余，余額
差額
收入，收益
Phrases and Expressions
coexists with
interest rate
state-owned enterprise
collective economic firm
foreign investment company
enterprise deposit
individual savings
centralized and unified management
specialized bank
State Council
interest difference 短語與詞組
與…共存
利率
國(guó)有企業(yè)
集體經(jīng)濟(jì)實(shí)體（企業(yè)）
外商投資公司
企業(yè)存款
個(gè)人儲(chǔ)蓄
集中統(tǒng)一管理
專業(yè)銀行
國(guó)務(wù)院
利差
Notes
1.Where there is Credit, there should be interest.哪里有信用，哪里就有利息。
(1)此句為主從復(fù)合句，句中的Where there is credit是地點(diǎn)狀語從句。
例：Where there is oppression, there is resistance.
哪里有壓迫，哪里就有反抗。
2.Banks in China charge the state-owned enterprises, collective economic firms and foreign investment companies with interest for granting loans to them. 中國(guó)的銀行向國(guó)有企業(yè)、集體經(jīng)濟(jì)實(shí)體和外商投資公司提供貸款，并收取利息。
(1)charge…with…向…收費(fèi)
charge vt.①to set or ask (a given amount) as a price:索價(jià)，要價(jià)：要（定量的錢）作為收費(fèi)
例：charges ten dollars for a haircut.
理一次發(fā)要價(jià)十美元
②to hold financially liable; demand payment from:使有責(zé)任還錢；要求支付：
例：charged her for the balance due.
讓她支付欠款
(2)granting loans to them是動(dòng)名詞短語，作介詞for的賓語。
grant (loans) to…向…發(fā)放(貸款)
3.Interest rate, that is the ratio between the amount of the interest and that of the capital of a deposit or a loan in a certain period usually expressed in percent per annum, is formulated in China by the government according to the state's economic policies and the need of accumulation of funds. 利率是在一定時(shí)期內(nèi)利息金額與存款或貸款本金金額的比率，通常按年以百分比表示，它是根據(jù)國(guó)家經(jīng)濟(jì)政策和積累資金的需要由政府統(tǒng)一制訂的，由中國(guó)人民銀行集中統(tǒng)一管理。
(1)that is the ratio between…是interest rate的同位語（從句），對(duì)其作進(jìn)一步的解釋。
(2)(usually) expressed in percent per annum是過去分詞短語，作后置定語，修飾前面的ratio。
(3)according to:in keeping with; in agreement with:依據(jù)；按照
例：according to instructions.
依據(jù)教導(dǎo)
(4)accumulation of funds積累資金
4.The balance between them is commonly called interest difference, which is the primary source of bank's income. 存貸款之間的差額通常被稱為利差，是銀行收入的主要來源。
(1)interest difference利差，即貸款利息與存款利息之間的差額。
(2) which is the primary source of bank's income是非限制性定語從句。
interest n.
reward n.
borrower n.
lender n.
coexist vi.
credit n.
charge vt.
grant vt.
loan n.
ratio n.
amount n.
capital n.
annum n.
accumulation n.
fund n.
centralize vt.
unify vt.
management n.
implement v.
stipulate v.
effective a.
lever n.
balance n.
difference n.
income n. 單詞
利息
報(bào)酬；獎(jiǎng)金
借用人；借款人
出借人, 貸方
共存
信用，信貸
收費(fèi)
同意，準(zhǔn)予
（借出的）貸款
比，比率
合計(jì)，總額，數(shù)量
資本
年
積累；積聚
資金, 基金
集聚，集中
統(tǒng)一, 使成一體
經(jīng)營(yíng), 管理
執(zhí)行
規(guī)定, 保證
有效的
桿, 杠桿
收支差額，結(jié)余，余額
差額
收入，收益
Phrases and Expressions
coexists with
interest rate
state-owned enterprise
collective economic firm
foreign investment company
enterprise deposit
individual savings
centralized and unified management
specialized bank
State Council
interest difference 短語與詞組
與…共存
利率
國(guó)有企業(yè)
集體經(jīng)濟(jì)實(shí)體（企業(yè)）
外商投資公司
企業(yè)存款
個(gè)人儲(chǔ)蓄
集中統(tǒng)一管理
專業(yè)銀行
國(guó)務(wù)院
利差
Notes
1.Where there is Credit, there should be interest.哪里有信用，哪里就有利息。
(1)此句為主從復(fù)合句，句中的Where there is credit是地點(diǎn)狀語從句。
例：Where there is oppression, there is resistance.
哪里有壓迫，哪里就有反抗。
2.Banks in China charge the state-owned enterprises, collective economic firms and foreign investment companies with interest for granting loans to them. 中國(guó)的銀行向國(guó)有企業(yè)、集體經(jīng)濟(jì)實(shí)體和外商投資公司提供貸款，并收取利息。
(1)charge…with…向…收費(fèi)
charge vt.①to set or ask (a given amount) as a price:索價(jià)，要價(jià)：要（定量的錢）作為收費(fèi)
例：charges ten dollars for a haircut.
理一次發(fā)要價(jià)十美元
②to hold financially liable; demand payment from:使有責(zé)任還錢；要求支付：
例：charged her for the balance due.
讓她支付欠款
(2)granting loans to them是動(dòng)名詞短語，作介詞for的賓語。
grant (loans) to…向…發(fā)放(貸款)
3.Interest rate, that is the ratio between the amount of the interest and that of the capital of a deposit or a loan in a certain period usually expressed in percent per annum, is formulated in China by the government according to the state's economic policies and the need of accumulation of funds. 利率是在一定時(shí)期內(nèi)利息金額與存款或貸款本金金額的比率，通常按年以百分比表示，它是根據(jù)國(guó)家經(jīng)濟(jì)政策和積累資金的需要由政府統(tǒng)一制訂的，由中國(guó)人民銀行集中統(tǒng)一管理。
(1)that is the ratio between…是interest rate的同位語（從句），對(duì)其作進(jìn)一步的解釋。
(2)(usually) expressed in percent per annum是過去分詞短語，作后置定語，修飾前面的ratio。
(3)according to:in keeping with; in agreement with:依據(jù)；按照
例：according to instructions.
依據(jù)教導(dǎo)
(4)accumulation of funds積累資金
4.The balance between them is commonly called interest difference, which is the primary source of bank's income. 存貸款之間的差額通常被稱為利差，是銀行收入的主要來源。
(1)interest difference利差，即貸款利息與存款利息之間的差額。
(2) which is the primary source of bank's income是非限制性定語從句。