金融英語(yǔ)詞匯:賬戶(hù)

字號(hào):

Bank Account An arrangement between a bank and a customer, giving the customer access to certain banking services.
    Checking AccountAn account, which allows funds to be withdrawn by check writing. These accounts usually pay interest when a minimum balance is maintained
    Savings Account
    A deposit account at a bank, which pays interest, where funds cannot be withdrawn by check writing.
    Personal Identification Number(PIN)
    A code used by an individual which restricts access to the money deposited in their account.
    Deposit at call
    An account deposit that can be accessed by the customer on demand and carries no penalty for doing so.
    PassbookA book issued by a bank to keep record of all transactions on a savings account, such as deposits, withdrawals, and interest earned.
    StatementA document issued to the customer on a regular basis showing all transactions that have taken place on the account during a specified period.  銀行賬戶(hù)銀行和客戶(hù)間的一項(xiàng)安排,客戶(hù)可以享受某些銀行服務(wù)。
    支票賬戶(hù)可以通過(guò)簽發(fā)支票取款的賬戶(hù),通常這些賬戶(hù)支付最低賬面余額的利息。
    儲(chǔ)蓄賬戶(hù)銀行的一種存款賬戶(hù),支付利息但是存款不能通過(guò)簽發(fā)支票提取。
    個(gè)人識(shí)別號(hào)碼客戶(hù)使用的號(hào)碼,用來(lái)限制查詢(xún)或提取客戶(hù)賬戶(hù)上的存款。
    通知存款可以隨時(shí)由客戶(hù)支取并不需要支付罰金的賬戶(hù)存款。
    存折銀行發(fā)行的存款本,記錄儲(chǔ)蓄賬戶(hù)上的各項(xiàng)交易,如存款、取款和利得等。
    報(bào)表銀行定期向客戶(hù)發(fā)出的文件,顯示賬戶(hù)在特定期間發(fā)生的全部交易。