Time/Term Deposit
Savings account held in a bank for a fixed term, or with the understanding that the customer can withdraw only by giving advanced notice.
Early Withdrawal Penalty
A penalty on money withdrawn prematurely from fixed term investments, such as time deposits.
Certificate of DepositA short to medium term investment held in a bank for a specified time. Also referred to as a time deposit.
Maturity DateThe date on which the fixed deposit term ends. Where the principal with interest is paid to the customer.
PrincipalAn original investment amount excluding interest or an initial amount borrowed excluding interest.
Interest OptionChoices for customers regarding which method used to calculate interest payments on investments.
Compound Interest Interest which is calculated on the initial principal as well as the accumulated interest of prior periods.
Reinvest at MaturityAn option, where fixed deposits are reinvested at similar terms without needing to complete additional application forms.
定期存款
儲(chǔ)蓄賬戶(hù)存在銀行里一個(gè)固定的期間，或者與客戶(hù)達(dá)成諒解，客戶(hù)可以在提前通知后支取。
提前支取罰金
定期存款在未到期時(shí)提前支取需要支付的罰金。
存單固定期間投資在銀行的短期中期存款。亦指定期存款。
到期日固定存款期間結(jié)束的日期。到期本息一起支付給客戶(hù)。
本金不包括利息的原始投資，亦指不包括利息的原始貸款。
利息選擇客戶(hù)對(duì)于利息計(jì)算方式的選擇權(quán)。
復(fù)利計(jì)利時(shí)不僅計(jì)算原始本金而且計(jì)算此前累計(jì)利息的利息計(jì)算方式。
到期轉(zhuǎn)存不需要再填申請(qǐng)表就可以以類(lèi)似條款繼續(xù)投資的選擇權(quán)。
Savings account held in a bank for a fixed term, or with the understanding that the customer can withdraw only by giving advanced notice.
Early Withdrawal Penalty
A penalty on money withdrawn prematurely from fixed term investments, such as time deposits.
Certificate of DepositA short to medium term investment held in a bank for a specified time. Also referred to as a time deposit.
Maturity DateThe date on which the fixed deposit term ends. Where the principal with interest is paid to the customer.
PrincipalAn original investment amount excluding interest or an initial amount borrowed excluding interest.
Interest OptionChoices for customers regarding which method used to calculate interest payments on investments.
Compound Interest Interest which is calculated on the initial principal as well as the accumulated interest of prior periods.
Reinvest at MaturityAn option, where fixed deposits are reinvested at similar terms without needing to complete additional application forms.
定期存款
儲(chǔ)蓄賬戶(hù)存在銀行里一個(gè)固定的期間，或者與客戶(hù)達(dá)成諒解，客戶(hù)可以在提前通知后支取。
提前支取罰金
定期存款在未到期時(shí)提前支取需要支付的罰金。
存單固定期間投資在銀行的短期中期存款。亦指定期存款。
到期日固定存款期間結(jié)束的日期。到期本息一起支付給客戶(hù)。
本金不包括利息的原始投資，亦指不包括利息的原始貸款。
利息選擇客戶(hù)對(duì)于利息計(jì)算方式的選擇權(quán)。
復(fù)利計(jì)利時(shí)不僅計(jì)算原始本金而且計(jì)算此前累計(jì)利息的利息計(jì)算方式。
到期轉(zhuǎn)存不需要再填申請(qǐng)表就可以以類(lèi)似條款繼續(xù)投資的選擇權(quán)。