瘋狂英語(yǔ)閱讀:RICHDADPOORDAD

字號(hào):

The most important thing to becoming rich is for you to have a 1)mindset to want to become rich. The reason I saythat is this, is because I wanted to become rich when I played 2)Monopoly, that was, I was nine years old. The greatest formula for wealth is found on that board game. When I was nine years old my poor dad, the schoolteacher says, “Ah put the game away. Study, study, study! You're wasting your time playing Monopoly.”
    And my rich dad said the formula, “You must open your mind and see the formula right on Monopoly.” He said, “It's right in front of you.” And I went, “What's the formula?” And finally I learned the formula is, four green houses, red hotel, four green houses, red hotel. Today I'm a rich man because all I ever did since the time I was 24 years old was buy four green houses, sell them all buy a red hotel, four green houses, red hotel. It is not, you do not have to go to school to become rich. Just play Monopoly; four green houses, red hotel. That is it.
    You must look at how people before you have become rich. Do not talk to poor people. Poor people will tell you, “Oh it's too risky. Don’t do that. Don't take risk. Save your money. Play it safe.” That is a poor person's mindset. You must have open mindset, open.And if you have an open mindset you will learn from everything.If you have a closed mindset you will learn from nothing. So I think that is the most importanting.
    No, I don't have a salary. I only had a job four years in my life. I don’t want a salary. The middle class and poor, what they want is high income. They think they want money. But they have no wealth because they have no 3)assets. You must know the difference between money and wealth but they're not the same things. Money will never make you rich. This makes you rich. I have large companies. I have lots of stocks. I trade options. I have real estate, that's what makes me rich so the money just comes in whether I work or not.
    Bill Gates only makes $500,000 a year. That's all. I make more than him. That's all he makes but he's worth $20 billion. I'm trying to tell you there is a very big difference between income, money and wealth. So I have spent my life buying assets, businesses, stocks, real estate, that’s what makes you rich, not a job. The reason the rich in America get richer is they pass this on to their kids. My poor dad always said, “High paying job, high paying job, high paying job.” And my rich dad said, “Assets, assets, assets.” That's the difference.
    There's a saying in America, the world will not change until the old men die, like me, you know? So the strength that China has is you have the highest growth rate right now. You also have a young population. In the next ten years you will become, in my opinion, the richest country in the world and you're in the best place at the best time. I commend you for being brilliant, brilliant students and I wish you the best of luck for the future, so thank you very much, I appreciate it.
    怎么樣成為百萬(wàn)富翁-富爸爸談財(cái)商
    成為富翁的最重要的一點(diǎn)就是要有成為富翁的思想。我之所以這樣說(shuō)是因?yàn)楫?dāng)我還在玩“大富翁”游戲的時(shí)候就這樣想了,那時(shí)我九歲。財(cái)富積累的的公式就是建立在那個(gè)游戲盤(pán)的基礎(chǔ)上。我九歲時(shí),當(dāng)學(xué)校老師的窮爸爸對(duì)我說(shuō)∶“哦,不要玩游戲了。學(xué)習(xí),學(xué)習(xí),學(xué)習(xí)!玩‘大富翁’游戲是在浪費(fèi)時(shí)間?!?BR>    我的富爸爸則告訴我這個(gè)公式∶“你必須開(kāi)放思想,發(fā)現(xiàn)“大富翁”游戲里的公式?!彼f(shuō)∶“它就在你的眼前?!蔽覇?wèn):“什么公式?”最后我發(fā)現(xiàn),公式就是:四座綠房子--一座紅旅館--四座綠房子--一座紅旅館。今天我之所以能成為一個(gè)富翁全是因?yàn)?,從二十四歲時(shí)起,我就開(kāi)始買(mǎi)四座綠房子,然后把它們?nèi)u(mài)掉再買(mǎi)一座紅旅館,四座綠房子,一座紅旅館,如此循環(huán)。你并不需要進(jìn)學(xué)校才能變得富裕。玩一玩“大富翁”吧:四座綠房子,一座紅旅館。就這么簡(jiǎn)單。
    你必須學(xué)習(xí)在你之前成為富翁的人的經(jīng)驗(yàn)。不要和窮人們談話。窮人總是會(huì)告訴你說(shuō)∶“哦,那太冒險(xiǎn)了。不要那樣做,不要冒險(xiǎn),把你的錢(qián)存起來(lái)吧,這樣很安全?!边@就是窮人的觀點(diǎn)。你必須開(kāi)放你的思想。如果你有開(kāi)放的思想,你就可以學(xué)到一切。如果你封閉了思想,你就什么都學(xué)不到。所以我認(rèn)為,這才是最重要的。
    不,我沒(méi)有薪金。我總共才有過(guò)一份工作,干了四年。我不想拿薪金。中產(chǎn)階級(jí)和窮人所想要的是高收入。他們想要錢(qián),但是他們沒(méi)有財(cái)富,因?yàn)樗麄儧](méi)有資產(chǎn)。你們必須清楚錢(qián)和財(cái)富之間的差別,它們并不是一回事。錢(qián)不會(huì)使你成為富翁,財(cái)富才能使你成為富翁。我有多家大公司,我有許多股票,我還有許多經(jīng)營(yíng)權(quán)。我有房地產(chǎn),這些才是使我成為富翁的秘密,所以錢(qián)只是在我是否工作的時(shí)候才顯得有意義。
    比爾·蓋茨一年只掙五十萬(wàn)美元,而已。我掙的比他多。他雖然只掙那么些錢(qián),但他的資產(chǎn)卻有兩百億。我想告訴大家,收入、錢(qián)和財(cái)富之間是有很大差別的。所以我總是在買(mǎi)資產(chǎn)、做生意、買(mǎi)股票和房地產(chǎn),這些才能使你變得富裕,而不是一份工作。在美國(guó),富人變得更富的原因是他們將財(cái)富傳給他們的孩子。我的窮爸爸總是對(duì)我說(shuō),“高收入的工作、高收入的工作、高收入的工作?!蔽业母话职謩t說(shuō),“資產(chǎn)、資產(chǎn)、資產(chǎn)?!边@就是區(qū)別。
    在美國(guó)有一句話∶這世界不會(huì)改變,除非老家伙們都不在了。就像我。你們知道吧?中國(guó)的力量在于她的高速發(fā)展。你們的人口年輕化。在我看來(lái),未來(lái)十年里,你們將成為世界上最富裕的國(guó)家,你們正處于的時(shí)期和的地點(diǎn)。你們是非常棒的學(xué)生,我祝你們好運(yùn)。謝謝你們。
    1) mindset n. 思想的傾向;情緒
    2) Monopoly: 一種電子游戲,玩者可以通過(guò)買(mǎi)地、買(mǎi)股票等方式不斷積累資金;如果其他玩者都破產(chǎn),那么剩下的即勝出
    3) assets n. (可變換成現(xiàn)金的)財(cái)產(chǎn);(個(gè)人或企業(yè)的)資產(chǎn)