英語考試中經(jīng)常會有關(guān)于賬戶的信息，多了解這方便的信息對英語類的考試有所幫助。下面是出國留學(xué)網(wǎng)(www.liuxue86.com)托福頻道小編為大家整理的關(guān)于開設(shè)賬戶的信息，希望對大家有所幫助!
1.關(guān)于開戶
最好是在有名的銀行中開帳戶。
it's best to open an account
銀行會問你開賬戶的金額為多少
And how much would you like to open your account with?
每個(gè)銀行的開賬戶時(shí)的最小額度minimum sum不同
要咨詢一下匯率exchange rate和利率interest rate
英國的幾個(gè)比較有名的銀行有Barclays 和 Lloyds。
然而，得清楚很重要一點(diǎn)是留學(xué)生不能享受到提供給當(dāng)?shù)貙W(xué)生的設(shè)施。
However, it's important to note that as an international student you'll not necessarily be eligible for all the facilities offered to resident students.
銀行有不同的政策，他們提供給你的服務(wù)是取決于你的個(gè)人情況，同樣也取決于銀行經(jīng)理的自行處理。
Banks have different policies and the services that they'll offer you will depend on your individual circumstances*and on the discretion of the bank manager involved.
注意：documentation指的是文件總稱。
2.提供材料
作為一個(gè)留學(xué)生，你需要提供證據(jù)證明自己能夠支付費(fèi)用，直到課程結(jié)束。
as an international student,you will need to provide evidence that you can fund/support yourself for however long your course lasts.
(拓展記憶：存款為funding)
除此之外，大多銀行要求你帶上你的護(hù)照和你的錄取通知書
In addition to this, most banks ask you to bring your passport and your letter or certificate of enrolment .
或者帶著學(xué)校注冊信 letter of registration
其它證件：
護(hù)照大小照片 passport size photo
駕照 driver's licence
出生證明 birth certificate
信用卡 credit card
借記卡 debit card
(拓展記憶：憑卡辦理存取款和消費(fèi)結(jié)算，不能透支。Access to deposit,withdrawal, purchase, and payment, overdraft prohibited.)
雇主推薦 reference from your employer
賬單 bank statements
3.賬戶信息 托?？谡Z
銀行會問你想多久收到一次賬單?
How often would you like to receive statements?
有些人喜歡一周一次
Some people like them weekly.
有些人喜歡一個(gè)月一次 once a month
拓展記憶：兩周一次once a fortnight
有些銀行會問一些信息來驗(yàn)證你的身份，為了安全的原因。
Now we usually ask for a piece of information which we can use to check your identity, for security reasons.
最好提供父母的名字，這不太會被知道
It's less likely to be known.
還會問：
職業(yè) occupation/profession
出生日期 date of birth
全名 full name
名 first name 、given name
中間名字 middle name
姓 surname/family name/last name
過去地址 previous address
目前地址 present/current address
在目前地址居住時(shí)間 time at current address
每個(gè)人還應(yīng)該帶著填有名字和地址的宣傳單
You should each have a handout with the names and addresses...
4.賬戶使用
在開帳戶時(shí)，銀行會給你一本支票簿，你可以用它在需要時(shí)取錢。
When you open the account, the bank will give you a chequebook /checkbook
and you can use this to draw /withdraw money out as you need it.
如果你要在商店里用支票，你會同時(shí)需要一張支票保付卡
If you need to write cheques in shops, you'll also need a cheque card .
(拓展記憶：旅行支票 traveler's cheque)
這是一種認(rèn)證卡(身份證),保證簽出的支票能符合銀行支票保付卡所對應(yīng)能支付的額度
This is really an identity card which guarantees that correctly written cheques up to the value stated on the card will be honoured by the bank.
如果你想提取現(xiàn)金你可以讓支票以你的名義支付或者兌現(xiàn)。
If you want to draw out cash for yourself you can make the cheque payable in your own name or 'to cash'.(兌現(xiàn)支票cash the cheque)
(拓展記憶：§payable at sight見票即付 §payable on demand隨到隨付)
你可以用提款卡從取款機(jī)中提取現(xiàn)金
You can also withdraw cash from a cash point machine with a cashcard.
(提款機(jī)又叫做ATM=Automatic Teller Machine)
你也許想取出超過你銀行額度的錢，這叫做透支。
You may want to take more money out ot the bank than you have in it.This is called having an overdraft.
要當(dāng)心，除非有銀行允許，否則不能這么做。
Be very careful with this--you should not do this without permission from your bank.
透支經(jīng)常導(dǎo)致額外費(fèi)用，雖然有些銀行提供給某些學(xué)生免利息透支
Overdrafts usually incur charges,though some banks offer interest-free overdrafts to some students.
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