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How to Manage MoneyKnowing
where money goes can be a tough challenge. But having a plan and doing a budget aren't difficult. They help get finances checked.__51__
1. The budget planner
A budget planner is a valuable tool to manage money.__52__Once the period has been decided, all the numbers or entries written down are for the same time period. Meanwhile the actual income and expenses should be written down. Once these two factors are realistically worked out, result is taken by subtracting the total expenses from the total income, which is a straightforward formula.
2. Spending money wisely
The budget can show areas where changes in spending can be effected.One suggestion in sorting out expenses is to group into two，essentials and non-essentials. management comes into play, that is, to get debt under control. Some options where the “extra”money can be used are increasing in credit card repayments or loan, or organizing a deduction for an investment account or separate savings.
3.For families who have children, parents should teach them the basics of money. Here are some tips to help kids：
•Encourage them to save regularly and as much as possible.
•__55__
•Set up a savings account with a passbook to help them keep track of transactions (買賣) in terms of deposit，withdrawal and interest they earn.
•Make savings fun by letting the kids choose their own realistic goals.
Change being inevitable, it’s advisable to revisit budget and goals regularly in order to reflect changes, perhaps twice a year, or when necessary.
A. Teaching children about money.
B. Here are money management tips to track wisely where money goes.
C. It can help you manage money well.
D. It can be weekly, fortnightly or monthly guide.
E. Spending can be reduced in the non-essentials.
F. Set an example by managing money well.
G. We should handle these two groups wisely.
| 2013年部分省市高考試題匯總 | ||
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| 2013寧夏理綜試題及答案解析 | 2013西藏理科試卷及答案 | 2013江蘇地理試題及答案解析 |
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| 2013江蘇歷史試題及答案解析 |
2013廣東數(shù)學(xué)真題(理科)試卷 | 2013廣東數(shù)學(xué)真題(文科)試卷 |
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